Hilltop at Shavano Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Hilltop at Shavano Apartments in Northwest San Antonio? Rent here runs $863 – $1,856, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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17239 Shavano Ranch Dr, San Antonio, TX 78257

Northwest San Antonio

Managed by Dayrise Residential LLC Built 2007 3 stories 374 units
5/5 ·59 reviews Apt. Finder
$863 – $1,856 /month

Monthly Cost Breakdown at Hilltop at Shavano Apartments

The listed rent isn't the whole number. Here's what Hilltop at Shavano Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $877 – $1,870
Base Rent $863 – $1,856
Est. Renters Insurance $14/mo

Renters Insurance at Hilltop at Shavano Apartments

We found a few insurance details on Hilltop at Shavano Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Hilltop at Shavano Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Hilltop at Shavano Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Hilltop at Shavano Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Package service Controlled access Property manager on site Gated Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Hilltop at Shavano Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$75

Administrative Fee

$150

Pets Fees

Monthly Pet Fee

$20 / mo

One-Time Pet Fee

$400

Parking Fees

Parking Fee

$45 / mo

Amenities

Special Features

2 Dog Park Areas ADA Unit Black Appliances City View DR - Plank (All) DR - Washer & Dryer HIll Country View Hill View L3-1 L3-2 PO Full to L3 1BDR PO Full to L3 2BDR PO Full to L3 3BDR Pool view Stackable washer/dryer Stainless-Steel Appliances WellBeats Studio With Virtual Instructor Wood Floors

Community Features

Wi-Fi Maintenance on site Trash Pickup - Door to Door Recycling Planned Social Activities Pet Play Area Key Fob Entry Business Center Storage Space Walk-Up Grill Fitness Center Hot Tub Pool

Floor Plan Amenities

Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Trash Compactor Double Vanities Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Microwave Refrigerator Freezer Hardwood Floors Carpet Vinyl Flooring Office Walk-In Closets Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Hilltop at Shavano Apartments.

Hospital

  • HealthLink Physical Therapy - Northwest 5.0
  • MedFirst Primary Care 3.1

Gym

  • Cornerstone CCS Gym 4.4
  • Life Time 3.8
  • Gold's Gym San Antonio Rogers Ranch 3.6

Park

  • Fortra 3.6
  • Globalscape Inc 5.0
  • SWBC 3.0

Gas

  • Exxon 3.7
  • Costco Gas Station 4.7
  • Valero 4.0

Pet Policy

Bringing a pet? Here's what Hilltop at Shavano Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$20 Monthly Pet Rent
$400 Fee
2 Pet Limit

About Hilltop at Shavano Apartments

Year Built: 2007
Stories: 3 stories
Units: 374
Management: Dayrise Residential LLC
Phone: (210) 899-7915

From the property listing:

Enjoy breathtaking city and hill country views, stylish interiors, upscale amenities, and an unbeatable location, Hilltop at Shavano offers everything you need to live beautifully. Indulge in luxury every day with our resort-inspired features. Soak up the sun by our sparkling pool, unwind in the soothing spa, stay active in the fully equipped fitness center, or get connected in our convenient on-site internet café. At Hilltop at Shavano, every space is designed for comfort, relaxation, and connection.

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Hilltop at Shavano Apartments require renters insurance?
We found specific coverage details on Hilltop at Shavano Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Hilltop at Shavano Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Hilltop at Shavano Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Hilltop at Shavano Apartments?
Plan for $877 to $1,870/month all-in. That's base rent ($863 – $1,856), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Hilltop at Shavano Apartments allow pets?
Yes, Hilltop at Shavano Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $20 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Hilltop at Shavano Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $863 – $1,856. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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