Inn at Westover Hills 55+ Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Inn at Westover Hills 55+ Apartments in Far West San Antonio? Rent here runs $1,588 - $1,603, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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9015 Ingram Rd, San Antonio, TX 78245

Far West San Antonio

Built 2020 4 stories 197 units
4/5
$1,588 - $1,603 /month

Monthly Cost Breakdown at Inn at Westover Hills 55+ Apartments

The listed rent isn't the whole number. Here's what Inn at Westover Hills 55+ Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,600 – $1,615
Base Rent $1,588 – $1,603
Required Monthly Fees $0
Est. Renters Insurance $12/mo

Renters Insurance at Inn at Westover Hills 55+ Apartments

Accepted Insurance Providers

Inn at Westover Hills 55+ Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

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From the Inn at Westover Hills 55+ Apartments Website

Renters Insurance Program

What Affects Your Premium Here

Every building is different. These factors specific to Inn at Westover Hills 55+ Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Inn at Westover Hills 55+ Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Inn at Westover Hills 55+ Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Inn at Westover Hills 55+ Apartments.

1%

San Antonio overall is safer than only 1% of U.S. cities

This reflects San Antonio as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Inn at Westover Hills 55+ Apartments has on-site security features (Property manager on site, Gated) that insurers recognize with premium discounts.

On-Site Security

Property manager on site Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Inn at Westover Hills 55+ Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Pets Fees

Cat Fee

$350

Dog Fee

$350

Cat Rent

$25 / mo

Dog Rent

$25 / mo

Amenities

Special Features

Active Social Calendar Arts & Crafts Studio Balcony or Patio with Every Apartment Home Bark Park Beach Entry Pool Chef Inspired Kitchens Community Elevators Demonstration Kitchen Full Size In Home Washer & Dryer Garden Courtyard Garden Tubs* Salon Two Toned Granite Countertops Walk-In Closets* Walk-In Showers* Wheel Chair Accessible Wood-style Flooring Wood-Style Window Coverings

Community Features

Maintenance on site Renters Insurance Program Clubhouse Fitness Center

Floor Plan Amenities

Dishwasher Disposal Stainless Steel Appliances Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Built-In Bookshelves Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Inn at Westover Hills 55+ Apartments.

Grocery

  • Sprouts Farmers Market 4.6
  • Target Grocery 4.1
  • H-E-B plus! 4.4

Pharmacy

  • CVS Pharmacy 4.3
  • CVS Pharmacy 3.6
  • Walmart Pharmacy 3.3

Hospital

  • CHRISTUS Santa Rosa Hospital - Westover Hills - Emergency Room 4.1
  • CHRISTUS Santa Rosa Hospital - Westover Hills 3.2
  • Prestige Emergency Room | Potranco 4.9

Gym

  • Gold's Gym San Antonio Legacy Trails 4.0
  • Gold's Gym San Antonio Valley Hi 4.0
  • Anytime Fitness 4.0

Restaurant

  • PINSTACK 3.8
  • Elise Cuisine 4.8
  • Willie's Grill & Icehouse 4.4

Park

  • The Inn at Westover Hills 55+ Senior Apartment Community 4.4
  • O. P. Schnabel Park 4.7
  • Rodriguez Park 4.4

Bank

  • Bank of America ATM (Drive-thru) 3.0
  • Bank of America ATM 2.3
  • Wells Fargo ATM 4.1

Gas

  • Valero 3.9
  • Circle K | Gas Station
  • Shell 2.8

Pet Policy

Bringing a pet? Here's what Inn at Westover Hills 55+ Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $25 Monthly Pet Rent
  • $350 Fee
  • 40 lb Weight Limit
  • 2 Pet Limit

About Inn at Westover Hills 55+ Apartments

The Inn at Westover Hills is a brand-new 62+ senior living community, located in the wonderful Westover Hills area of San Antonio, TX. Inn at Westover Hills offers spacious and open-layout studio, one-bedroom, and 2-bedroom homes, with plush finishings like chef-inspired kitchens with stainless steel appliances, granite countertops, pendant and recessed lighting, and wood-style flooring. With multiple elevators throughout the community, your home is easily accessible allowing you peace of mind in selecting your dream home on any floor. Enjoy a lifestyle unlike any other at The Inn at Westover Hills in San Antonio, TX! Contact us today to learn more!

Year Built: 2020
Stories: 4
Total Units: 197
Phone: (210) 796-4449

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Inn at Westover Hills 55+ Apartments require renters insurance?
We didn't find a public insurance requirement for Inn at Westover Hills 55+ Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Inn at Westover Hills 55+ Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Inn at Westover Hills 55+ Apartments?
Plan for $1,600 to $1,615/month all-in. That's base rent ($1,588 - $1,603), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Inn at Westover Hills 55+ Apartments allow pets?
Yes, Inn at Westover Hills 55+ Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $350 Fee. 40 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Inn at Westover Hills 55+ Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,588 - $1,603. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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