La Mirage Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at La Mirage Apartments in Northwest San Antonio? Rent here runs $765 - $4,639, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8050 Oakdell Way, San Antonio, TX 78240

Northwest San Antonio

Managed by Valiant Residential Built 2001 2 stories 280 units
5/5 ·3 reviews
$765 - $4,639 /month

Monthly Cost Breakdown at La Mirage Apartments

The listed rent isn't the whole number. Here's what La Mirage Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $779 – $4,653
Base Rent $765 – $4,639
Required Monthly Fees $0
Est. Renters Insurance $14/mo

Renters Insurance at La Mirage Apartments

Accepted Insurance Providers

La Mirage Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

sure kin

What Affects Your Premium Here

Every building is different. These factors specific to La Mirage Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for La Mirage Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near La Mirage Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around La Mirage Apartments.

1%

San Antonio overall is safer than only 1% of U.S. cities

This reflects San Antonio as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: La Mirage Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated, Covered parking) that insurers recognize with premium discounts.

On-Site Security

Package service Controlled access Property manager on site Gated Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at La Mirage Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Per unit

$55

Administrative Fee

Per unit

$100

Pets Fees

Cat Deposit

$200

Dog Deposit

$200

Cat Fee

$300

Dog Fee

$300

Cat Rent

$10 / mo

Dog Rent

$10 / mo

Amenities

Special Features

Air Conditioner BBQ/Picnic Area Carpeting Carport Ceiling Fan Fireplace* Hardwood Flooring* Large Closets Patio/Balcony W/D Hookup

Community Features

Wi-Fi Laundry Facilities Maintenance on site Trash Pickup - Door to Door Recycling Laundry Service Online Services Business Center Clubhouse Walk-Up Grill Picnic Area Pond Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Tub/Shower Fireplace Dishwasher Disposal Ice Maker Island Kitchen Kitchen Oven Range Refrigerator Freezer Hardwood Floors Carpet Dining Room Crown Molding Vaulted Ceiling Walk-In Closets Linen Closet Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what La Mirage Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $200 Deposit
  • $10 Monthly Pet Rent
  • $300 Fee
  • 80 lb Weight Limit
  • 2 Pet Limit

About La Mirage Apartments

Comfort. Style. Home. Welcome to La Mirage, offering 1-bedroom, 2-bedroom, and 3-bedroom apartment homes in San Antonio's desirable Medical Center neighborhood. Centrally located between four major highways, all of San Antonio is at your fingertips. Make the short commute to downtown to enjoy the River Walk, experience thrills with the whole family at nearby Six Flags Fiesta Texas, or shop until you drop at The Shops at La Cantera. Around the community, you'll enjoy hosting loved ones in your spacious new home or our luxurious clubhouse. Our sparkling pool is sure to be your ultimate summer hangout and during the winter you'll love cozying up next to your fireplace. Experience a lifestyle like no other at La Mirage. Call one of our professional leasing agents today to schedule your own personal tour of our community!

Year Built: 2001
Stories: 2
Total Units: 280
Management: Valiant Residential
Phone: (210) 361-7476

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

13810 Hunters Hawk Rental

Northwest San Antonio

$2,410 Ins: ~$14/mo

14102 N Hills Village Dr Rental

Northwest San Antonio

$400 Ins: ~$14/mo

3607 Rock Creek Run Rental

Northwest San Antonio

$320 Ins: ~$14/mo

6106 Vance Jackson Rd Condo

Northwest San Antonio

$2,450 Ins: ~$14/mo

8407 Deer Haven Dr Rental

Northwest San Antonio

$255 Ins: ~$14/mo

Addison Medical Center Apartments

Northwest San Antonio

$1,145 - $1,899 Ins: ~$12/mo

Frequently Asked Questions

Does La Mirage Apartments require renters insurance?
We didn't find a public insurance requirement for La Mirage Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at La Mirage Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). La Mirage Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at La Mirage Apartments?
Plan for $779 to $4,653/month all-in. That's base rent ($765 - $4,639), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does La Mirage Apartments allow pets?
Yes, La Mirage Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $200 Deposit. $10 Monthly Pet Rent. $300 Fee. 80 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does La Mirage Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $765 - $4,639. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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