San Antonio, TX

Las Cimas Apartment Homes: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Looking for the best renters insurance for Las Cimas Apartment Homes in San Antonio? We break down what the lease requires, what coverage actually costs here (~$16/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Las Cimas Apartment Homes

What Affects Your Premium Here

Every building is different. These factors specific to Las Cimas Apartment Homes can push your insurance cost up or down:

Older Building

Built in 1900 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Las Cimas Apartment Homes based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Las Cimas Apartment Homes:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Controlled access Gated Gated access

8331 Fredericksburg Rd, San Antonio, TX 78229

Northwest San Antonio

Built 1900 3 stories 237 units
4/5 ·4 reviews Apt. Finder
$876 – $1,335 /month

Monthly Cost Breakdown at Las Cimas Apartment Homes

The listed rent isn't the whole number. Here's what Las Cimas Apartment Homes actually costs each month once you add required fees and insurance.

Total Monthly Cost $892 – $1,351
Base Rent $876 – $1,335
Est. Renters Insurance $16/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Las Cimas Apartment Homes. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$35

Pets Fees

Pet Deposit

$150

Pet Policy

Bringing a pet? Here's what Las Cimas Apartment Homes allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$150 Deposit
40 lb Weight Limit
2 Pet Limit

About Las Cimas Apartment Homes

Year Built: 1900
Stories: 3 stories
Units: 237
Phone: (210) 942-4015

From the property listing:

When you choose Las Cimas Apartments as your new home, you'll enjoy the unique tranquility and relaxing atmosphere which sets us apart from the others. Choose from 1 and 2 bedroom floorplans complete with ceiling fans, patio/balcony, spacious walk-in closets and designer vertical mini blinds. In our gated community residents love our sparkling swimming pool, lighted tennis court and fitness center. Another great part of our community, Furnished Corporate Housing is Available. Las Cimas Apartments is located on Fredericksburg rd near the Medical Center, with easy access to Loop 410 and I-35.

Frequently Asked Questions

Does Las Cimas Apartment Homes require renters insurance?
We didn't find a public insurance requirement for Las Cimas Apartment Homes, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Las Cimas Apartment Homes?
For this zip code and building type, expect to pay around $16/month ($193/year). Las Cimas Apartment Homes has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Las Cimas Apartment Homes?
Plan for $892 to $1,351/month all-in. That's base rent ($876 – $1,335), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Las Cimas Apartment Homes allow pets?
Yes, Las Cimas Apartment Homes is pet-friendly. Here are the details: Dogs Allowed. $150 Deposit. 40 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Las Cimas Apartment Homes offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $876 – $1,335. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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