San Antonio, TX

Lirio Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Looking for the best renters insurance for Lirio Apartments in San Antonio? We break down what the lease requires, what coverage actually costs here (~$13/mo), the 5 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Lirio Apartments

We found a few insurance details on Lirio Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Lirio Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Lirio Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Lirio Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Gated Gated access Package lockers On site maintenance

8638 Huebner Rd, San Antonio, TX 78240

Northwest San Antonio

Managed by Olympus Property Built 2013 4 stories 301 units
5/5 ·9 reviews Apt. Finder
$1,089 – $4,377 /month

Monthly Cost Breakdown at Lirio Apartments

The listed rent isn't the whole number. Here's what Lirio Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,102 – $4,390
Base Rent $1,089 – $4,377
Est. Renters Insurance $13/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Lirio Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$60

Administrative Fee

$150

Pet Policy

Bringing a pet? Here's what Lirio Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
2 Pet Limit

About Lirio Apartments

Year Built: 2013
Stories: 4 stories
Units: 301
Management: Olympus Property
Phone: (210) 791-8380

From the property listing:

Lirio offers the premier urban living experience. Enjoy all of the benefits of our exclusive Northwest San Antonio location. With countless designer touches and spectacular amenities, youll love coming home each day. Our tranquil, beautifully landscaped grounds provide a peaceful setting for you and your family.

Frequently Asked Questions

Does Lirio Apartments require renters insurance?
We found specific coverage details on Lirio Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Lirio Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Lirio Apartments?
Plan for $1,102 to $4,390/month all-in. That's base rent ($1,089 – $4,377), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Lirio Apartments allow pets?
Yes, Lirio Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Lirio Apartments offer?
There are 13 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,089 – $4,377. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Lirio Apartments?
No. SafeButler is not affiliated with Lirio Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Lirio Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Lirio Apartments directly. For lease, payment, or maintenance questions, contact Lirio Apartments's leasing office.
What is SafeButler and how does it work for Lirio Apartments renters?
SafeButler helps renters at Lirio Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Lirio Apartments in San Antonio, TX, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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