San Antonio, TX

Masters Ranch Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Looking for the best renters insurance for Masters Ranch Apartments in San Antonio? We break down what the lease requires, what coverage actually costs here (~$13/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Masters Ranch Apartments

We found a few insurance details on Masters Ranch Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Masters Ranch Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Masters Ranch Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Masters Ranch Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Controlled access Property manager on site Gated

3435 E Southcross Blvd, San Antonio, TX 78223

Southeast San Antonio

Built 2016 3 stories 252 units
2 reviews Apt. Finder
$899 – $1,443 /month

Monthly Cost Breakdown at Masters Ranch Apartments

The listed rent isn't the whole number. Here's what Masters Ranch Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $912 – $1,456
Base Rent $899 – $1,443
Est. Renters Insurance $13/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Masters Ranch Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$18

Pets Fees

Pet Deposit

$300

Monthly Pet Fee

$10 / mo

Parking Fees

Parking Fee

$35 / mo

Pet Policy

Bringing a pet? Here's what Masters Ranch Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$300 Deposit
$10 Monthly Pet Rent
25 lb Weight Limit
2 Pet Limit

About Masters Ranch Apartments

Year Built: 2016
Stories: 3 stories
Units: 252
Phone: (210) 880-9891

From the property listing:

DESIGNED WITH COMFORT AND CONVENIENCE IN MIND... Built on the golf course that hosted the 1970 Masters Tournament in southeast San Antonio, Masters Ranch Apartment Homes is uniquely designed to meet your needs and also complement your lifestyle. Of our 252 apartment homes, 84 are ground units that offer modifications to meet Federal UFAS (Uniform Federal Accessibility Standards). Our modern home amenities and community features will make you feel right at home from the moment you walk into our community. Come take a tour today and become part of our community. We can't wait to meet you!

Frequently Asked Questions

Does Masters Ranch Apartments require renters insurance?
We found specific coverage details on Masters Ranch Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Masters Ranch Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Masters Ranch Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Masters Ranch Apartments?
Plan for $912 to $1,456/month all-in. That's base rent ($899 – $1,443), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Masters Ranch Apartments allow pets?
Yes, Masters Ranch Apartments is pet-friendly. Here are the details: Dogs Allowed. $300 Deposit. $10 Monthly Pet Rent. 25 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Masters Ranch Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $899 – $1,443. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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