Montabella Pointe Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Montabella Pointe Apartments in Northeast San Antonio? Rent here runs $935 – $1,295, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5121 N Foster Rd, San Antonio, TX 78244

Northeast San Antonio

Built 2011 3 stories 144 units
2 reviews Apt. Finder
$935 – $1,295 /month

Monthly Cost Breakdown at Montabella Pointe Apartments

The listed rent isn't the whole number. Here's what Montabella Pointe Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $949 – $1,309
Base Rent $935 – $1,295
Est. Renters Insurance $14/mo

Renters Insurance at Montabella Pointe Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Montabella Pointe Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Montabella Pointe Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Montabella Pointe Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Controlled access Property manager on site Gated Perimeter fencing

Amenities

Special Features

Ada Accessible Units Available Affordable Housing Development Central Ac/heat Energy Star Appliances Monthly Pest Control Services Onsite Services Assistance/programs Will Accept Section 8 Vouchers

Community Features

Laundry Facilities Maintenance on site Elevator Business Center Clubhouse Multi Use Room Storage Space Fenced Lot Courtyard Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Kitchen Microwave Oven Range Refrigerator Hardwood Floors Dining Room High Ceilings Built-In Bookshelves Walk-In Closets Linen Closet Double Pane Windows Window Coverings Large Bedrooms Balcony Patio Porch

Pet Policy

Bringing a pet? Here's what Montabella Pointe Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

  • No Pets Allowed

About Montabella Pointe Apartments

Welcome to Montabella Pointe Apartments! This veteran preferred, quiet community in San Antonio, TX boasts a prime location near the Brooke Army Medical Center (BAMC), Fort Sam Houston, Randolph Air Force Base, shopping centers, public transportation and more. In addition, residents enjoy a variety of on-site amenities and conveniences to meet a range of lifestyle needs. Montabella Pointe Apartments is located in Judson ISD. Come visit us today for a tour!

Year Built: 2011
Stories: 3
Total Units: 144
Phone: (726) 268-9826

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

11136 El Sendero St Apartments

Northeast San Antonio

$1,275 Ins: ~$14/mo

14711 Mountainside Ridge Rental

Northeast San Antonio

$340 Ins: ~$14/mo

4531 Sherwood Way Rental

Northeast San Antonio

$1,895 Ins: ~$14/mo

5763 Country Sun Dr Rental

Northeast San Antonio

$1,650 Ins: ~$14/mo

5942 Brook Falls Rental

Northeast San Antonio

$290 Ins: ~$14/mo

6806 Winterpath Dr Rental

Northeast San Antonio

$2,095 Ins: ~$14/mo

Frequently Asked Questions

Does Montabella Pointe Apartments require renters insurance?
We didn't find a public insurance requirement for Montabella Pointe Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Montabella Pointe Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Montabella Pointe Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Montabella Pointe Apartments?
Plan for $949 to $1,309/month all-in. That's base rent ($935 – $1,295), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Montabella Pointe Apartments allow pets?
No, Montabella Pointe Apartments does not allow pets.
What floor plans does Montabella Pointe Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $935 – $1,295. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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