Nova Vista Apartments at Woodlake: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Nova Vista Apartments at Woodlake in Northeast San Antonio? Rent here runs $961 – $1,821, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7027 FM 78, San Antonio, TX 78244

Northeast San Antonio

Built 2007 3 stories 288 units
4/5 ·5 reviews Apt. Finder
$961 – $1,821 /month

Monthly Cost Breakdown at Nova Vista Apartments at Woodlake

The listed rent isn't the whole number. Here's what Nova Vista Apartments at Woodlake actually costs each month once you add required fees and insurance.

Total Monthly Cost $975 – $1,835
Base Rent $961 – $1,821
Est. Renters Insurance $14/mo

Renters Insurance at Nova Vista Apartments at Woodlake

We found a few insurance details on Nova Vista Apartments at Woodlake's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Nova Vista Apartments at Woodlake can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Nova Vista Apartments at Woodlake based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Nova Vista Apartments at Woodlake:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Package service Controlled access Gated Gated access Sprinklers Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Nova Vista Apartments at Woodlake. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Amenity Fee

$10

Pets Fees

Monthly Pet Fee

$20 / mo

One-Time Pet Fee

$400 - $400

Parking Fees

Parking Fee

$30 / mo

Parking Fee

$40 / mo

Amenities

Special Features

Balcony/Patio Barbecue/Picnic Area BBQ/Picnic Area Covered Carports Full-size Washer/Dryer Gated Community Laminate Flooring Minutes From Randolph AFB Pet Friendly Community Pickle Ball Park Resort Style Pool Special

Community Features

Wi-Fi Maintenance on site Trash Pickup - Door to Door Public Transportation Clubhouse Lounge Walk-Up Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Trash Compactor Double Vanities Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet Vinyl Flooring Dining Room High Ceilings Office Walk-In Closets Window Coverings Balcony Patio Yard

Pet Policy

Bringing a pet? Here's what Nova Vista Apartments at Woodlake allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Nova Vista Apartments at Woodlake

Year Built: 2007
Stories: 3 stories
Units: 288
Phone: (210) 791-7718

From the property listing:

Step into a world of comfort and luxury as you explore our meticulously designed apartments, featuring spacious floor plans and top-notch amenities. Whether you're seeking a cozy one-bedroom or a family-friendly three-bedroom residence, NovaVista Apartments at Woodlake has the perfect home to suit your lifestyle.Located at the crossroads of convenience, NovaVista Apartments at Woodlake grants you seamless access to an abundance of shopping opportunities just moments away.

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Nova Vista Apartments at Woodlake require renters insurance?
We found specific coverage details on Nova Vista Apartments at Woodlake's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Nova Vista Apartments at Woodlake?
For this zip code and building type, expect to pay around $14/month ($168/year). Nova Vista Apartments at Woodlake has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Nova Vista Apartments at Woodlake?
Plan for $975 to $1,835/month all-in. That's base rent ($961 – $1,821), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Nova Vista Apartments at Woodlake allow pets?
Pet policies at Nova Vista Apartments at Woodlake are handled on a case-by-case basis — contact the leasing office for details.
What floor plans does Nova Vista Apartments at Woodlake offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $961 – $1,821. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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