Oaks of Westlakes Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Oaks of Westlakes Apartments in Far West San Antonio? Rent here runs $819 - $1,299, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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534 Hunt Ln, San Antonio, TX 78245

Far West San Antonio

Built 1984 2 stories 268 units
4/5 ·17 reviews Apt. Finder
$819 - $1,299 /month

Monthly Cost Breakdown at Oaks of Westlakes Apartments

The listed rent isn't the whole number. Here's what Oaks of Westlakes Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $834 – $1,314
Base Rent $819 – $1,299
Required Monthly Fees $0
Est. Renters Insurance $15/mo

Renters Insurance at Oaks of Westlakes Apartments

Accepted Insurance Providers

Oaks of Westlakes Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

Kin

What Affects Your Premium Here

Every building is different. These factors specific to Oaks of Westlakes Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Oaks of Westlakes Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$15,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Oaks of Westlakes Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Fees Beyond Rent

These are the additional charges beyond base rent at Oaks of Westlakes Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$150

Amenities

Special Features

washer dryer connections Washer Dryer Facility

Community Features

Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Smoke Free Quartz Countertops

About Oaks of Westlakes Apartments

Welcome To Oaks of Westlakes Apartments Discover our premier apartment community, Oaks of Westlakes Apartments, in San Antonio, TX, near Boerne. This vibrant community in the Westlakes neighborhood is close to delicious restaurants and boutique local stores. All of our apartments are pet-friendly and the perfect home for professionals, students, families, seniors, and everyone in between. Take a closer look at everything we have in store for you!When you choose one of our apartments in San Antonio, Texas, you get more than a place to live -- you get a place to relax and proudly call home. Whether you select one of our one or two-bedroom apartments, your experience will be just as sweet. Each of our apartment homes have been crafted with style and are fully equipped with walk-in closets and private balconies and patios. Specific units even have washers and dryers as well. Designed to create the perfect living environment, our community offers the ambiance that you will be happy to return to every day. With you in mind, we offer community amenities that you will love, including laundry facilities, a dog park, and a fitness center. Add in our helpful management team, and your apartment living experience becomes complete.Your new home at Oaks of Westlakes Apartments is only a short distance from Downtown San Antonio, with Westlakes Mall, Mission Trail, and SeaWorld only a few easy minutes away. Our apartments are located at 534 Hunt Lane, with quick access to Loop 410 and Highway 90. Your daily commute is also a breeze, thanks to our proximity to H-E-B, University Health System, and Southwest Research Institute.Discover more when you come for a visit -- call today! Pricing may vary between individual apartments that share the same floor plan and based on lease terms available for the apartment selected. Other fees and charges that may be part of your lease are not included in the pricing displayed (i.e. utilities, parking, etc.). Please contact the community for details. Prior to signing a lease, pricing, specials, availability, and other terms and conditions are subject to change without notice.

Year Built: 1984
Stories: 2
Total Units: 268
Phone: (210) 903-8435

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Oaks of Westlakes Apartments require renters insurance?
We didn't find a public insurance requirement for Oaks of Westlakes Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Oaks of Westlakes Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Oaks of Westlakes Apartments?
Plan for $834 to $1,314/month all-in. That's base rent ($819 - $1,299), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
What floor plans does Oaks of Westlakes Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $819 - $1,299. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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