Overlook Exchange Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Overlook Exchange Apartments in Northwest San Antonio? Rent here runs $1,099 - $3,267, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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6455 De Zavala Rd, San Antonio, TX 78249

Northwest San Antonio

Managed by Greenwood Star, LLC. Built 2016 4 stories 304 units
5/5 ·15 reviews
$1,099 - $3,267 /month

Monthly Cost Breakdown at Overlook Exchange Apartments

The listed rent isn't the whole number. Here's what Overlook Exchange Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,111 – $3,279
Base Rent $1,099 – $3,267
Required Monthly Fees $0
Est. Renters Insurance $12/mo

Renters Insurance at Overlook Exchange Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Overlook Exchange Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Overlook Exchange Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Overlook Exchange Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Overlook Exchange Apartments.

On-Site Security

Controlled access Property manager on site Doorman Sprinklers

Fees Beyond Rent

These are the additional charges beyond base rent at Overlook Exchange Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$49

Administrative Fee

$150

Pets Fees

Cat Fee

$200

Dog Fee

$200

Cat Rent

$15 / mo

Dog Rent

$15 / mo

Parking Fees

Parking Fee

N/A / mo

Amenities

Special Features

Club house avavilable for rental Electric Charging Station School bus pick and drop off on property Walking distance to VIA bus route BBQ/Picnic Area Electronic Thermostat Elevator access to in select buildings Pool Washer/Dryer in Select Units* 24 hour Fit and Health Space Air Conditioner Efficient Appliances Electric Car Charging Station Minutes from USAA, UTHSC and UTSA Spanish Speaking Staff W/D Hookup Wheelchair Access Ceiling Fan Controlled Access Elevator Access* Dog Wash Station Outdoor Equipment Rentals Patio/Balcony Sunrooms Available* Tot Lot Coming Soon Carpeting Easy access to interstate 10 Furry Pets Playground* Luxe Open Aire Lounge Valet Door to Door Trash Pick up Bike Racks Black on Black appliances Ev Charging Planned Monthly Events Extra Storage Large Closets Tanning Studio and Massage Oasis Wine Racks Wood Inspired Flooring

Community Features

Community-Wide WiFi Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Trash Pickup - Door to Door Recycling Renters Insurance Program Online Services Planned Social Activities Pet Play Area Pet Washing Station Car Charging Station Public Transportation Elevator Business Center Clubhouse Lounge Multi Use Room Breakfast/Coffee Concierge Storage Space Corporate Suites Tanning Salon Sundeck Cabana Courtyard Grill Picnic Area Fitness Center Pool Playground Bicycle Storage Walking/Biking Trails Gameroom

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Satellite TV Trash Compactor Storage Space Double Vanities Tub/Shower Fireplace Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Coffee System Instant Hot Water Hardwood Floors Carpet Vinyl Flooring Dining Room High Ceilings Family Room Recreation Room Sunroom Built-In Bookshelves Views Walk-In Closets Linen Closet Loft Layout Double Pane Windows Window Coverings Large Bedrooms Balcony Patio Porch Deck

Pet Policy

Bringing a pet? Here's what Overlook Exchange Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $15 Monthly Pet Rent
  • $200 Fee
  • 100 lb Weight Limit
  • 2 Pet Limit

About Overlook Exchange Apartments

Stylish, elegant, and convenient. We offer a lifestyle thats moving in the same direction as you. At Overlook Exchange, you will find beautiful, spacious living areas designed to suit your lifestyle, whatever it may be. Redefine what luxury living means to you in our exceptional one, two, or three bedroom apartments, offering up to 1,354 square feet of living space with a variety of upscale interior touches. Come home to spacious, open living areas, wood-style flooring, and many other modern finishes. Beyond your apartment, youll find and array of resort-style amenities that focus on comfort and luxury. Get toned in our 24-hour fitness center, take a dip in our saltwater pool, or relax at our on-site massage parlor. Residents will also enjoy our on-site dog park and dog wash station, outdoor kitchen, tanning room, bike rentals, and theatre room. For your convenience, we also offer a business center, electric car charging station, valet trash service, and an on-site laundry facility. Choose the floorplan that fits your lifestyle and call our friendly leasing staff to schedule a tour of your new home!

Year Built: 2016
Stories: 4
Total Units: 304
Management: Greenwood Star, LLC.
Phone: (210) 209-8619

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

13810 Hunters Hawk Rental

Northwest San Antonio

$2,410 Ins: ~$14/mo

14102 N Hills Village Dr Rental

Northwest San Antonio

$400 Ins: ~$14/mo

3607 Rock Creek Run Rental

Northwest San Antonio

$320 Ins: ~$14/mo

6106 Vance Jackson Rd Condo

Northwest San Antonio

$2,450 Ins: ~$14/mo

8407 Deer Haven Dr Rental

Northwest San Antonio

$255 Ins: ~$14/mo

Addison Medical Center Apartments

Northwest San Antonio

$1,145 - $1,899 Ins: ~$12/mo

Frequently Asked Questions

Does Overlook Exchange Apartments require renters insurance?
We didn't find a public insurance requirement for Overlook Exchange Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Overlook Exchange Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Overlook Exchange Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Overlook Exchange Apartments?
Plan for $1,111 to $3,279/month all-in. That's base rent ($1,099 - $3,267), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Overlook Exchange Apartments allow pets?
Yes, Overlook Exchange Apartments is pet-friendly. Here are the details: Dogs Allowed. $15 Monthly Pet Rent. $200 Fee. 100 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Overlook Exchange Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,099 - $3,267. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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