Park Ridge Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Park Ridge Apartments in Northeast San Antonio? Rent here runs $750 - $1,110, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Park Ridge Apartments

Compare renters insurance quotes in seconds

5314 Randolph Blvd, San Antonio, TX 78233

Northeast San Antonio

Built 1985 2 stories 160 units
4/5 ·5 reviews
$750 - $1,110 /month

Monthly Cost Breakdown at Park Ridge Apartments

The listed rent isn't the whole number. Here's what Park Ridge Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $765 – $1,125
Base Rent $750 – $1,110
Required Monthly Fees $0
Est. Renters Insurance $15/mo

Renters Insurance at Park Ridge Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Park Ridge Apartments can push your insurance cost up or down:

Older Building

Built in 1985 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Park Ridge Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Park Ridge Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

Compare renters insurance quotes — it's free


Fees Beyond Rent

These are the additional charges beyond base rent at Park Ridge Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$60

Administrative Fee

$90

Pets Fees

One-Time Pet Fee

$400

Monthly Pet Fee

$15 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Park Ridge Apartments.

On-Site Security

Property manager on site

Amenities

Special Features

1 and 2 Bedroom Floorplans Easy Access To IH 35, Loop 410, RAFB Frost-free Refrigerators Located on VIA bus line Microwaves NE Independent School District Near Randolph AFB & Fort Sam Houston Sparkling Pool Stackable Washer/Dryer Two Clothes Care Centers Washer Dryer Connections

Community Features

Laundry Facilities Maintenance on site Public Transportation Walk-Up Grill Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Dishwasher Disposal Kitchen Microwave Refrigerator Carpet Views Walk-In Closets Window Coverings Balcony

Pet Policy

Bringing a pet? Here's what Park Ridge Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $15 Monthly Pet Rent
  • $400 Fee
  • 25 lb Weight Limit
  • 1 Pet Limit

About Park Ridge Apartments

Park Ridge Apartments are conveniently located in Northeast San Antonio, Texas within minutes of Randolph Air Force Base and Fort Sam Houston. We are directly off of IH35 near the Forum Shopping Center and IKEA! We feature wonderful one and two bedroom apartments. Our pet friendly community is nestled in a quiet area, we are close to many shopping centers, schools and churches. Transportation is no problem, as Park Ridge is on the VIA bus line. Our beautifully accented apartment homes are very spacious and include lots of surprises. This is much more than an apartment....You'll be proud to call Park Ridge "Home"!

Year Built: 1985
Stories: 2
Total Units: 160
Phone: (726) 268-4718

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Park Ridge Apartments require renters insurance?
We didn't find a public insurance requirement for Park Ridge Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Park Ridge Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Park Ridge Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Park Ridge Apartments?
Plan for $765 to $1,125/month all-in. That's base rent ($750 - $1,110), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Park Ridge Apartments allow pets?
Yes, Park Ridge Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $15 Monthly Pet Rent. $400 Fee. 25 lb Weight Limit. 1 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Park Ridge Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $750 - $1,110. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Park Ridge Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.