Potranco Commons Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Potranco Commons Apartments in Far West San Antonio? Rent here runs $1,050 – $2,065, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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202 W Loop 1604 S, San Antonio, TX 78245

Far West San Antonio

Built 2025 3 stories 360 units
Apt. Finder
$1,050 – $2,065 /month

Monthly Cost Breakdown at Potranco Commons Apartments

The listed rent isn't the whole number. Here's what Potranco Commons Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,063 – $2,078
Base Rent $1,050 – $2,065
Est. Renters Insurance $13/mo

Renters Insurance at Potranco Commons Apartments

We found a few insurance details on Potranco Commons Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Potranco Commons Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Potranco Commons Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Potranco Commons Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Package service Package lockers Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Potranco Commons Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$150

Pets Fees

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$415 - $415

Parking Fees

Parking Fee

$125 / mo

Amenities

Special Features

24 Hour Dillo Store 24/7 Package Lockers 24/7 Package Lockers W/ Refrigeration ADT Smart Thermostat and Locks Appliance Package Awe-inspiring Pool With Fire Bark Park Cabanas W/ Tv Coffee Bar Controlled building access Courtyard view Detached Garages Detached Garages & Carports Elegant Clubroom Energy Efficient Led Lighting First-rate Indoor Fitness Gym Fitness Center & Yoga Studio Internet Cafe W/coffee Bar Minutes from Shopping, SeaWorld, and More Modern Cabinetry W/ Soft Close Feature Onsite Leasing Office Pool view Private Balconies And Yards Select Units Quartz Countertops Rentable Storage Units Resident Hideaway W/ Billiards Resident Portal Resort Style Pool Sand Volleyball Court Special 1 Tv’s Poolside Two Stylish Interior Finish Options Undermount Kitchen Sink Washer & Dryer in every home Whirlpool Stainless Steel Yard Large Yard Med Yard Small

Community Features

Clubhouse Cabana Grill Fitness Center Pool Playground Volleyball Court

Floor Plan Amenities

Washer/Dryer Storage Space Fireplace Dishwasher Disposal Stainless Steel Appliances Kitchen Quartz Countertops Office

Pet Policy

Bringing a pet? Here's what Potranco Commons Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$25 Monthly Pet Rent
$400 Fee
80 lb Weight Limit
2 Pet Limit

About Potranco Commons Apartments

Year Built: 2025
Stories: 3 stories
Units: 360
Phone: (726) 268-5160

From the property listing:

Welcome to Potranco Commons, a Lynd Living Community featuring one, two and three bedroom apartments in Far West San Antonio, TX. Potranco Commons has direct access to Dove Creek Shopping Center, Potranco Village Shopping Center, Potranco Plaza Center, Flix Brew House, SeaWorld, Lackland AFB, H-E-B Plus Potranco, Northwest Vista College, and North Independent School District (NISD).

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Potranco Commons Apartments require renters insurance?
We found specific coverage details on Potranco Commons Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Potranco Commons Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Potranco Commons Apartments?
Plan for $1,063 to $2,078/month all-in. That's base rent ($1,050 – $2,065), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Potranco Commons Apartments allow pets?
Yes, Potranco Commons Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $400 Fee. 80 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Potranco Commons Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,050 – $2,065. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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