San Antonio, TX

Preston Peak Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Looking for the best renters insurance for Preston Peak Apartments in San Antonio? We break down what the lease requires, what coverage actually costs here (~$15/mo), the 8 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Preston Peak Apartments

We found a few insurance details on Preston Peak Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Preston Peak Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Preston Peak Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Preston Peak Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Alarm-ready unit
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

8 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Package service Controlled access Concierge Gated Gated access Doorman Sprinklers On site maintenance Alarm ready

4114 Medical Dr, San Antonio, TX 78229

Northwest San Antonio

Built 1995 3 stories 596 units
4/5 ·148 reviews Apt. Finder
$821 – $2,821 /month

Monthly Cost Breakdown at Preston Peak Apartments

The listed rent isn't the whole number. Here's what Preston Peak Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $899 – $2,899
Base Rent $821 – $2,821
Required Monthly Fees $63
Est. Renters Insurance $15/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Preston Peak Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Environmental Fee

Amount imposed by local jurisdiction related to environmental protection.

$1 / mo

Alarm Services

Amount for alarm system in rental home.

$22 / mo

Utility - Stormwater/Drainage Admin Fee

Amount to manage drainage billing.

$3 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home.

$30 / mo

Pest Control Services

Amount for pest control services.

$4 / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services

Varies

Utility - Stormwater/Drainage

Usage-Based (Utilities).Amount for provision of storm water services.

Varies

Municipality Fee

Amount imposed by local jurisdiction related to code enforcement and local ordinances.

Varies

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice.

Varies

Application Fee

Amount to process application, initiate screening, and take a rental home off the market.

$50

Access Device

Amount to obtain an access device for community; fobs, keys,remotes, access passes.

$20

Administrative Fee

Amount to facilitate move-in process for a resident.

$200

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.

$200 - $350

Pets Fees

Pet Fee

Amount to facilitate authorized pet move-in.

$400

Pet Rent

Monthly amount for authorized pet.

$20 / mo

Pet Management - Third Party

Amount for authorized pet registration and screening services.

$30 / yr

Parking Fees

Parking Fee

Amount for covered parking space/services. May be subject to availability.

$35 / mo

Parking - Guest

Amount for guest parking space/services. May be subject to availability.

$1 - $40 / occurence

Addons Fees

Access Device - Additional

Amount to obtain additional access device(s) for community; additional fob, additional key. May be subject to availability.

$50

Renters Liability/Content - Property Program

Amount to participate in the property Renters Liability Program.

$14.5 / mo

Situational Fees

Positive Credit Reporting Services

Amount to send positive payment history to credit reporting agency(ies); per person.

$4.95 / mo

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy

$10.75 / occurence

Returned Payment Fee (NSF)

Amount for returned payment.

$100 / occurence

Payment Services - Alternative

Amount for using a third party rent payment installment program (i.e. Flex, Jetty Rent).

$15 / occurence

Trash Container - Replacement

Amount to replace trash/waste container.

$50 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.

$50 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community.

$500 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges.

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges.

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease.

9.99% of base rent / occurence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy.

Varies

Lease Violation

Amount for violation of community policies and/or per lease terms.

Varies

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations.

Varies

Liquidated Damages

Amount for not satisfying the application and/or lease terms

Varies

Pet Policy

Bringing a pet? Here's what Preston Peak Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$15 Monthly Pet Rent

About Preston Peak Apartments

Year Built: 1995
Stories: 3 stories
Units: 596
Phone: (210) 796-4253

From the property listing:

Enjoy life high above the San Antonio Medical Center skyline at Preston Peak Apartments. Offering one- and two-bedroom homes to choose from, our spacious apartments have unique characteristics, superior comfort and modern style. In addition to a pool, gym and tennis court, there are several amenities for our residents to enjoy, as well as an ideal location in the heart of San Antonio, Texas. There's something for everyone at Preston Peak.

Frequently Asked Questions

Does Preston Peak Apartments require renters insurance?
We found specific coverage details on Preston Peak Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Preston Peak Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Preston Peak Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Preston Peak Apartments?
Plan for $899 to $2,899/month all-in. That's base rent ($821 – $2,821), plus $63/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Preston Peak Apartments allow pets?
Yes, Preston Peak Apartments is pet-friendly. Here are the details: Dogs Allowed. $15 Monthly Pet Rent. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Preston Peak Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $821 – $2,821. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Preston Peak Apartments?
No. SafeButler is not affiliated with Preston Peak Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Preston Peak Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Preston Peak Apartments directly. For lease, payment, or maintenance questions, contact Preston Peak Apartments's leasing office.
What is SafeButler and how does it work for Preston Peak Apartments renters?
SafeButler helps renters at Preston Peak Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Preston Peak Apartments in San Antonio, TX, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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