5002 N Loop 1604 E, San Antonio, TX 78247
North San Antonio
Monthly Cost Breakdown at Roots at O'Connor Apartments
The listed rent isn't the whole number. Here's what Roots at O'Connor Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Roots at O'Connor Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Roots at O'Connor Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$12
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Roots at O'Connor Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Roots at O'Connor Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Roots at O'Connor Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Stormwater/Drainage Admin Fee
Amount to manage drainage billing.
Package Services
Amount for package services.
Trash Services - Doorstep
Amount for doorstep trash removal from rental home.
Trash Administrative Fee
Amount to manage trash service billing.
Pest Control Services
Amount for pest control services.
Trash Services - Hauling
Amount for shared trash/waste services.
Utility - Water/Sewer
Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services
Utility - Electric - Third Party
Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party.
Municipality Fee
Amount imposed by local jurisdiction related to code enforcement and local ordinances.
Renters Liability Insurance - Third Party
Amount for renters liability insurance obtained through resident's provider of choice.
Utility - Water/Wastewater Submeter Admin Fee
Amount for water billing services calculated as a percentageof consumption as allowed by regulation.
Utility - Stormwater/Drainage
Usage-Based (Utilities).Amount for provision of storm water services.
Holding Deposit (Refundable)
Amount to hold rental home off the market at time of application. Amount applied to security deposit and/or amounts owed upon application approval. Refundable per terms of application.
Application Fee
Amount to process application, initiate screening, and take a rental home off the market.
Security Deposit (Refundable)
Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.
Access Device
Amount to obtain an access device for community; fobs, keys,remotes, access passes.
Package Services - Registration
Amount to register for package services.
Pets Fees
Pet Fee
Amount to facilitate authorized pet move-in.
Pet Deposit (Refundable)
Amount for pet living in rental home. May be assessed per pet or per rental home, based on lease requirements. Refunds processed per lease terms.
Pet Rent
Monthly amount for authorized pet.
Pet Management - Third Party
Amount for authorized pet registration and screening services.
Parking Fees
Parking Fee
Amount for covered parking space/services. May be subject to availability.
Parking - Guest
Amount for guest parking space/services. May be subject to availability.
Addons Fees
Access Device - Additional
Amount to obtain additional access device(s) for community; additional fob, additional key. May be subject to availability.
Situational Fees
Express Move Out
Amount for community to perform rental home cleaning upon move-out.
Positive Credit Reporting Services
Amount to send positive payment history to credit reporting agency(ies); per person.
Returned Payment Fee (NSF)
Amount for returned payment.
Renters Liability Only - Non-Compliance
Amount for not maintaining required Renters Liability Policy
Trash Container - Replacement
Amount to replace trash/waste container.
Utility - Vacant Processing Fee
Amount for failing to transfer utilities into resident name.
Intra-Community Transfer Fee
Amount due when transferring to another rental unit within community.
Access/Lock Change Fee
Amount to change or reprogram access to rental home.
Access Device - Replacement
Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes.
Early Lease Termination/Cancellation
Amount to terminate lease earlier than lease end date; excludes rent and other charges.
Reletting Fee
Marketing fee related to early lease termination; excludes rent and other charges.
Late Fee
Amount for paying after rent due date; per terms of lease.
Insufficient Move-Out Notice Fee
Amount for not providing notice to move-out as required by lease.
Late Move-Out Fee
Amount for moving out later (holdover) than scheduled; excludes rent and other charges.
Lease Violation
Amount for violation of community policies and/or per lease terms.
Liquidated Damages
Amount for not satisfying the application and/or lease terms
Legal/Eviction Fees
Amount for legal expenses incurred for lease violations.
Utility - Vacant Cost Recovery
Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Roots at O'Connor Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Dogs and Cats Allowed
- $500 Deposit
- $25 Monthly Pet Rent
- $350-$500 Fee
- 2 Pet Limit
About Roots at O'Connor Apartments
Just minutes northeast of San Antonio along 1604, The Roots at O'Connor offers relaxed luxury living in a garden-style retreat with lush green spaces. Within the idyllic surroundings, you’ll find comfortable apartments, exciting amenities and a neighborhood that truly feels like home. Learn more about the offerings at The Roots at O'Connor today.
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
Does Roots at O'Connor Apartments require renters insurance?
How much is renters insurance at Roots at O'Connor Apartments?
What will I actually pay per month at Roots at O'Connor Apartments?
Does Roots at O'Connor Apartments allow pets?
What floor plans does Roots at O'Connor Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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