Sedona Canyon Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Sedona Canyon Apartments in Northeast San Antonio? Rent here runs $749 – $1,205, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4620 Thousand Oaks Dr, San Antonio, TX 78233

Northeast San Antonio

Built 1982 3 stories 296 units
4/5 ·57 reviews Apt. Finder
$749 – $1,205 /month

Monthly Cost Breakdown at Sedona Canyon Apartments

The listed rent isn't the whole number. Here's what Sedona Canyon Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $764 – $1,220
Base Rent $749 – $1,205
Est. Renters Insurance $15/mo

Renters Insurance at Sedona Canyon Apartments

We found a few insurance details on Sedona Canyon Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Sedona Canyon Apartments can push your insurance cost up or down:

Older Building

Built in 1982 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Sedona Canyon Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Sedona Canyon Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Package service Property manager on site Package lockers

Fees Beyond Rent

These are the additional charges beyond base rent at Sedona Canyon Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

Cat Fee

$350

Dog Fee

$350

Cat Rent

$25 / mo

Dog Rent

$25 / mo

Amenities

Special Features

Bark Park Ceiling Fans in Bedrooms Dry Bar* Fireplace* Fully-equipped Kitchen With Modern Wood In-Home Washer & Dryer* Laundry Facility Package Lockers Pet Friendly Community Picnic Area with Barbecue Grills Resident Clubhouse with Business Center Shimmering Swimming Pool Spacious One & Two-Bedroom Apartment Home Layouts Vinyl-Plank Flooring throughout Home Walk-in Closets

Community Features

Laundry Facilities Maintenance on site Pet Play Area Business Center Clubhouse Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Air Conditioning Ceiling Fans Tub/Shower Fireplace Dishwasher Ice Maker Kitchen Oven Range Refrigerator Freezer Vinyl Flooring Walk-In Closets Balcony Patio

Pet Policy

Bringing a pet? Here's what Sedona Canyon Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$25 Monthly Pet Rent
$350 Fee
75 lb Weight Limit
2 Pet Limit

About Sedona Canyon Apartments

Year Built: 1982
Stories: 3 stories
Units: 296
Phone: (210) 361-5359

From the property listing:

Modern Living. Exceptional Location.Welcome to Sedona Canyon, a modern apartment community in San Antonio designed for comfort, convenience, and connection. Our thoughtfully crafted one- and two-bedroom apartment homes feature spacious layouts with fully equipped kitchens, private patios or balconies, and select options with cozy fireplaces, walk-in closets, and in-home washer and dryer sets. Every detail is designed to make your space feel inviting and effortless.

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Sedona Canyon Apartments require renters insurance?
We found specific coverage details on Sedona Canyon Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Sedona Canyon Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Sedona Canyon Apartments?
Plan for $764 to $1,220/month all-in. That's base rent ($749 – $1,205), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Sedona Canyon Apartments allow pets?
Yes, Sedona Canyon Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $350 Fee. 75 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Sedona Canyon Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $749 – $1,205. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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