San Antonio, TX

Solea Alamo Ranch 55+ Active Adult Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Looking for the best renters insurance for Solea Alamo Ranch 55+ Active Adult Apartments in San Antonio? We break down what the lease requires, what coverage actually costs here (~$12/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Solea Alamo Ranch 55+ Active Adult Apartments

We found a few insurance details on Solea Alamo Ranch 55+ Active Adult Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Solea Alamo Ranch 55+ Active Adult Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Solea Alamo Ranch 55+ Active Adult Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Solea Alamo Ranch 55+ Active Adult Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Package service Controlled access Property manager on site Gated Covered parking Perimeter fencing

11133 Westwood Loop, San Antonio, TX 78253

Far West San Antonio

Built 2019 4 stories 184 units
Apt. Finder
$1,429 – $2,494 /month

Monthly Cost Breakdown at Solea Alamo Ranch 55+ Active Adult Apartments

The listed rent isn't the whole number. Here's what Solea Alamo Ranch 55+ Active Adult Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,441 – $2,506
Base Rent $1,429 – $2,494
Est. Renters Insurance $12/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Solea Alamo Ranch 55+ Active Adult Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$75

Administrative Fee

Free

Parking Fees

Parking Fee

$60 / mo

Parking Fee

$90 / mo

Pet Policy

Bringing a pet? Here's what Solea Alamo Ranch 55+ Active Adult Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
2 Pet Limit

About Solea Alamo Ranch 55+ Active Adult Apartments

Year Built: 2019
Stories: 4 stories
Units: 184
Phone: (210) 757-0242

From the property listing:

Solea Alamo Ranch is more than a place to reside; it's a well-earned moment to relax, moments of spontaneous laughter from new hallway connections, and the happiness of days well spent. Placed within the heart of San Antonio, Texas, this Sparrow Living 55+ active adult community gives you freedom to explore, connect deeply and live life your way. We take care of everything from the walls to the weeds, so you can focus on the things that truly matter.

Frequently Asked Questions

Does Solea Alamo Ranch 55+ Active Adult Apartments require renters insurance?
We found specific coverage details on Solea Alamo Ranch 55+ Active Adult Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Solea Alamo Ranch 55+ Active Adult Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Solea Alamo Ranch 55+ Active Adult Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Solea Alamo Ranch 55+ Active Adult Apartments?
Plan for $1,441 to $2,506/month all-in. That's base rent ($1,429 – $2,494), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Solea Alamo Ranch 55+ Active Adult Apartments allow pets?
Yes, Solea Alamo Ranch 55+ Active Adult Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Solea Alamo Ranch 55+ Active Adult Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,429 – $2,494. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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