Sunset Canyon Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Sunset Canyon Apartments in North San Antonio? Rent here runs $913 – $2,437, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2170 Thousand Oaks Dr, San Antonio, TX 78232

North San Antonio

Built 1982 3 stories 466 units
4/5 ·11 reviews Apt. Finder
$913 – $2,437 /month

Monthly Cost Breakdown at Sunset Canyon Apartments

The listed rent isn't the whole number. Here's what Sunset Canyon Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $928 – $2,452
Base Rent $913 – $2,437
Est. Renters Insurance $15/mo

Renters Insurance at Sunset Canyon Apartments

We found a few insurance details on Sunset Canyon Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Sunset Canyon Apartments can push your insurance cost up or down:

Older Building

Built in 1982 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Sunset Canyon Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Sunset Canyon Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Package service Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Sunset Canyon Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$45

Administrative Fee

$100

Pets Fees

Cat Deposit

$100

Dog Deposit

$100

Cat Fee

$400

Dog Fee

$400

Cat Rent

$15 / mo

Dog Rent

$15 / mo

Amenities

Special Features

Amana stainless steel appliances* Bark Park BBQ Poolside Grilling Bookcase or Computer Desk Built-In* Ceiling Fans in all living rooms & bedrooms Central Air Conditioning Decorative Subway Tile Backsplash* Electric Heat Extra Storage Grey cabinetry with under cabinet lighting High Ceilings* In unit Washer and Dryer Microwave* Modern studios, one, and two, bedroom floor plans Nest Thermostat No Deposit Option Online Resident Services Patio/Balcony Pet Friendly Plush Carpeting - 2nd & 3rd Floors Premium Renovation Package* Scenic Hilltop Views* Spacious Walk-In Closet with custom shelving Standard Renovation Package* USB Charging Outlets Wood Burning Fireplaces* Wood-Inspired Flooring - 1st Floors Yards in select homes

Community Features

Laundry Facilities 24 Hour Access Walk-Up Courtyard Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Ceiling Fans Cable Ready Fireplace Dishwasher Disposal Stainless Steel Appliances Microwave Refrigerator High Ceilings Office Walk-In Closets Window Coverings Balcony Patio Yard

Pet Policy

Bringing a pet? Here's what Sunset Canyon Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$100 Deposit
$15 Monthly Pet Rent
$400 Fee
75 lb Weight Limit
2 Pet Limit

About Sunset Canyon Apartments

Year Built: 1982
Stories: 3 stories
Units: 466
Phone: (210) 871-1275

From the property listing:

Sunset Canyon is located at 2170 Thousand Oaks Dr San Antonio, TX and is managed by CLEAR Property Management , a reputable property management company with verified listings on RENTCafe. Sunset Canyon offers Studio to 2 bedroom apartments ranging in size from 480 to 970 sq.ft. Amenities include Air Conditioner, Availability 24 Hours, BBQ/Picnic Area, Cable Ready, Carpeting and more. This rental community is pet friendly, welcoming both cats and dogs. Property is located in the 78232 ZIP code.

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Sunset Canyon Apartments require renters insurance?
We found specific coverage details on Sunset Canyon Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Sunset Canyon Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Sunset Canyon Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Sunset Canyon Apartments?
Plan for $928 to $2,452/month all-in. That's base rent ($913 – $2,437), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Sunset Canyon Apartments allow pets?
Yes, Sunset Canyon Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $100 Deposit. $15 Monthly Pet Rent. $400 Fee. 75 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Sunset Canyon Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $913 – $2,437. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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