San Antonio, TX

The Abbey at Stone Oak Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Looking for the best renters insurance for The Abbey at Stone Oak Apartments in San Antonio? We break down what the lease requires, what coverage actually costs here (~$14/mo), the 7 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at The Abbey at Stone Oak Apartments

We found a few insurance details on the The Abbey at Stone Oak Apartments website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to The Abbey at Stone Oak Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Abbey at Stone Oak Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Abbey at Stone Oak Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety

On-Site Security

Package service Controlled access Gated Sprinklers

20659 Stone Oak Pky, San Antonio, TX 78258

North San Antonio

Built 2006 3 stories 300 units
5/5 ·3 reviews Apt. Finder
$1,320 – $1,820 /month

Monthly Cost Breakdown at The Abbey at Stone Oak Apartments

The listed rent isn't the whole number. Here's what The Abbey at Stone Oak Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,334 – $1,834
Base Rent $1,320 – $1,820
Est. Renters Insurance $14/mo

Fees Beyond Rent

These are the additional charges beyond base rent at The Abbey at Stone Oak Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$150

Pets Fees

Pet Deposit

$400

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$300 - $600

Parking Fees

Parking Fee

N/A / mo

Pet Policy

Bringing a pet? Here's what The Abbey at Stone Oak Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$400 Deposit
$25 Monthly Pet Rent
$300-$600 Fee
60 lb Weight Limit
2 Pet Limit

About The Abbey at Stone Oak Apartments

Year Built: 2006
Stories: 3 stories
Units: 300
Phone: (210) 871-9430

From the property listing:

Abbey at Stone Oak is located in the beautiful rolling hills of San Antonio. We offer 1, 2 & 3 bedroom luxury multi-level carriage homes. Call for rates TODAY!! Abbey at Stone Oak provides a 5,000 square foot amenity center which includes a recreation room, coffee bar, media room, fitness center, executive business center.

Frequently Asked Questions

Does The Abbey at Stone Oak Apartments require renters insurance?
We found specific coverage details on the The Abbey at Stone Oak Apartments website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Abbey at Stone Oak Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). The Abbey at Stone Oak Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Abbey at Stone Oak Apartments?
Plan for $1,334 to $1,834/month all-in. That's base rent ($1,320 – $1,820), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Abbey at Stone Oak Apartments allow pets?
Yes, The Abbey at Stone Oak Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $400 Deposit. $25 Monthly Pet Rent. $300-$600 Fee. 60 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Abbey at Stone Oak Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,320 – $1,820. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with The Abbey at Stone Oak Apartments?
No. SafeButler is not affiliated with The Abbey at Stone Oak Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from The Abbey at Stone Oak Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from The Abbey at Stone Oak Apartments directly. For lease, payment, or maintenance questions, contact the The Abbey at Stone Oak Apartments leasing office.
What is SafeButler and how does it work for The Abbey at Stone Oak Apartments renters?
SafeButler helps renters at The Abbey at Stone Oak Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at The Abbey at Stone Oak Apartments in San Antonio, TX, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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