The Arboretum Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at The Arboretum Apartments in Northwest San Antonio? Rent here runs $1,008 - $1,265, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for The Arboretum Apartments

Compare renters insurance quotes in seconds

8100 Huebner Rd, San Antonio, TX 78240

Northwest San Antonio

Built 2000 3 stories 136 units
4/5 ·2 reviews
$1,008 - $1,265 /month

Monthly Cost Breakdown at The Arboretum Apartments

The listed rent isn't the whole number. Here's what The Arboretum Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,022 – $1,279
Base Rent $1,008 – $1,265
Required Monthly Fees $0
Est. Renters Insurance $14/mo

Renters Insurance at The Arboretum Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Arboretum Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Arboretum Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Arboretum Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Arboretum Apartments.

On-Site Security

Property manager on site Gated

Fees Beyond Rent

These are the additional charges beyond base rent at The Arboretum Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$19

Administrative Fee

$0

Amenities

Special Features

1/8 Mile Sports Track W/ Work-out Stations 3 Acre Nature Park 9 Foot Ceilings/ Crown Moulding Built-in bookshelves* Built-in Wine Cabinets EZ Access to IH 10 & IH 410 Limited Access Gates Mini Blinds On VIA Bus Route School Bus Pick Up And Drop Off

Community Features

Laundry Facilities Day Care 24 Hour Access Pet Play Area Public Transportation Business Center Clubhouse Storage Space Walk-Up Courtyard Picnic Area Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Air Conditioning Ceiling Fans Smoke Free Cable Ready Storage Space Dishwasher Disposal Ice Maker Range Refrigerator Dining Room Built-In Bookshelves Double Pane Windows Deck

Pet Policy

Bringing a pet? Here's what The Arboretum Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • 25 lb Weight Limit
  • 2 Pet Limit

About The Arboretum Apartments

Looking for affordable apartment living in San Antonio, Texas? Come home to The Arboretum Apartments. We are a beautifully landscaped community with lovely views. Located on Huebner Road, we are just minutes to both Interstate 410 and Interstate 10. These are your gateways to local restaurants, shopping, and entertainment venues. Experience the excitement waiting for you at The Arboretum Apartments.

Year Built: 2000
Stories: 3
Total Units: 136
Phone: (210) 899-6113

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

13810 Hunters Hawk Rental

Northwest San Antonio

$2,410 Ins: ~$14/mo

14102 N Hills Village Dr Rental

Northwest San Antonio

$400 Ins: ~$14/mo

3607 Rock Creek Run Rental

Northwest San Antonio

$320 Ins: ~$14/mo

6106 Vance Jackson Rd Condo

Northwest San Antonio

$2,450 Ins: ~$14/mo

8407 Deer Haven Dr Rental

Northwest San Antonio

$255 Ins: ~$14/mo

Addison Medical Center Apartments

Northwest San Antonio

$1,145 - $1,899 Ins: ~$12/mo

Frequently Asked Questions

Does The Arboretum Apartments require renters insurance?
We didn't find a public insurance requirement for The Arboretum Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Arboretum Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). The Arboretum Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Arboretum Apartments?
Plan for $1,022 to $1,279/month all-in. That's base rent ($1,008 - $1,265), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Arboretum Apartments allow pets?
Yes, The Arboretum Apartments is pet-friendly. Here are the details: Dogs Allowed. 25 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Arboretum Apartments offer?
There are 8 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,008 - $1,265. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for The Arboretum Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.