The Brackenridge Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at The Brackenridge Apartments in Midtown San Antonio? Rent here runs $1,281 – $2,265, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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223 Brackenridge Ave, San Antonio, TX 78209

Midtown San Antonio

Built 2014 4 stories 282 units
5/5 ·138 reviews Apt. Finder
$1,281 – $2,265 /month

Renters Insurance at The Brackenridge Apartments

We found a few insurance details on The Brackenridge Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to The Brackenridge Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Brackenridge Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Brackenridge Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Gated Covered parking Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at The Brackenridge Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility - New Account Fee

One-time charge to activate new utility services.

$15

Pest Control Services

Regular pest prevention and treatment services.

$5 / mo

Cable TV / Internet Services

Community-provided cable TV and internet services

$60 / mo

Stormwater / Drainage Admin Fee

Management of community stormwater drainage and runoff infrastructure

Varies

Utility - Electric

Cost of electricity usage for your apartment.

Varies

Utility - Stormwater / Drainage

Local stormwater management and drainage system fee.

Varies

Utility - Water / Sewer

Water usage and wastewater removal costs.

Varies

Utility- Gas

Cost of gas usage for your apartment.

Varies

Utility Water / Wastewater Admin Fee

Covers administrative costs associated with billing and managing water utility services.

Varies

Common Area Utilities

Shared utility costs in community common areas.

Varies

Gas Admin

Administrative costs for managing gas service billing, distribution, and related expenses for your apartment home.

Varies

Trash Admin

Administrative costs for managing trash service billing, coordination, and related expenses for your apartment.

Varies

Admin Fee

Fee to process rental application and background check

$200

Application Fee Per Applicant

$65

Application Fee

Administrative processing fee to cover lease preparation.

$75

Administrative Fee

$150

Pets Fees

Cat Fee

Fee for allowing pets in the home.

$400

Dog Fee

$400

Pet Fee

Fee for allowing pets in the home.

$400

Cat Rent

$25 / mo

Dog Rent

$25 / mo

Pet Rent

Monthly charge for keeping a pet in the home.

$30 / mo

Pet / Animal Lease Violation

Fee issued for unauthorized pets or violations of pet policy

Varies

Parking Fees

Parking - Garage

Charge for access to a garage space.

$125 / mo

Parking - Carport

Fee for covered parking in a designated carport space.

$50 / mo

Addons Fees

Storage Space Rental

Fee for an on-site storage unit.

$30 / mo

Amenity / Clubhouse Rental Deposit (Refundable)

Refundable deposit for potential damages during a clubhouse rental.

$100 / occurence

Renters Liability / Content Property Program

Fee for not maintaining required renter?s liability insurance coverage.

$25 / occurence

Amenity / Clubhouse Rental Fee

Fee for reserving the community clubhouse for events or gatherings.

$300 / occurence

Parking EV Charging

Fee for on-site electric vehicle charging access.

Varies

Situational Fees

Intra-Community Transfer Fee

Charge for transferring to another home within the same community.

$500

Security Deposit (Refundable)

Refundable deposit covering potential damages and unpaid rent per lease terms.

$500 - $1,500

Rent Payment Credit Building Service

Rent Payment Credit Building Service

$8.95 - $14.95 / mo

Renters Liability Non-Compliance

Fee for not maintaining required renter?s liability insurance coverage.

$25 / occurence

Non-Sufficient Funds (NSF)

Charge for returned payments due to non-sufficient funds.

$75 / occurence

Late Fee (Percentage)

Calculated as a percentage of the base rent amount.

10% of base rent / occurence

Reletting Fee

An expense associated with re-renting a unit after early lease termination.

85% of base rent / occurence

Utility Non-transferred Utility Fee

Charge for utility costs not moved to resident's name.

Varies

Utility Vacant Cost Recovery

Utility Vacant cost Recovery

Varies

Concession Repayment

Tenant repayment of rent discounts if lease terms are not met.

Varies

Early Termination Fee

Early Termination Fee

Varies

Insufficient Move-out Notice Fee

Insufficient Move-out Notice Fee

Varies

Legal / Eviction Fee

Costs associated with an eviction proceeding.

Varies

Lease Violation Fee

Lease Violation Fee

Varies

Security Deposit (Refundable)

Refundable deposit covering potential damages and unpaid rent per lease terms.

Varies

Renter Liability - Third Party

Fee for not maintaining required renter?s liability insurance coverage.

Varies

Security Deposit Alternative

Alternative to a standard security deposit typically issued through a surety bond.

Varies

Trash Services - Hauling

Cost of trash collection, removal, and hauling services.

Varies

Amenities

Special Features

Barbecue Grills Bike Rentals Built-in Bookshelves * Business Center with WiFi Classic or Newly Renovated Homes Available * Community Garden Covered Parking * Digital Programmable Thermostats * Double Sink Vanities * Double-Paned, Insulated Windows * Electric Car Charging Station Elevator Access * Fenced-In Yards * Gated, Limited-Access Community Granite Countertops * Hammock Garden In-Home, Washer and Dryer * Kitchen Islands * Kitchen Pantry * Large Walk-In Closets Leash-Free Bark Park with Water Stations Living Room and Bedroom Ceiling Fans Outdoor Lounge and Fire Pit Personal Patios and Balconies Private, Attached or Detached Garages * Resort-Style Pool and Sun Deck Tile Flooring * Upgraded Lighting USB Integrated Outlets * Vaulted Ceilings * Wood-Style Flooring

Community Features

Car Charging Station Elevator Business Center Lounge Grill Pool

Floor Plan Amenities

Ceiling Fans Double Vanities Granite Countertops Kitchen Tile Floors Built-In Bookshelves Vaulted Ceiling Walk-In Closets Balcony Yard

Pet Policy

Bringing a pet? Here's what The Brackenridge Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About The Brackenridge Apartments

Year Built: 2014
Stories: 4 stories
Units: 282
Phone: (726) 200-7408

From the property listing:

Welcome to The Brackenridge. Our Alamo Heights apartment community prioritizes each resident, ensuring that hospitality here is more than just a standard its what we do best. With attention to every detail and a commitment to providing next-level apartment living, we make it clear that our residents are our number one priority. Every moment you spend with us is an opportunity to show how much you matter.

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Brackenridge Apartments require renters insurance?
We found specific coverage details on The Brackenridge Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Brackenridge Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). For context, the statewide average is $14/month, so this building is right around average.
Does The Brackenridge Apartments allow pets?
Yes, The Brackenridge Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Brackenridge Apartments offer?
There are 27 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,281 – $2,265. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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