Balcones Heights, TX

The Harrison Grant Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Looking for the best renters insurance for The Harrison Grant Apartments in Balcones Heights? We break down what the lease requires, what coverage actually costs here (~$16/mo), the 5 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at The Harrison Grant Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Harrison Grant Apartments can push your insurance cost up or down:

Older Building

Built in 1974 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Harrison Grant Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Harrison Grant Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Balcones Heights.

On-Site Security

Package service Gated Gated access Perimeter fencing

4210 Fredericksburg Rd, Balcones Heights, TX 78201

North Central San Antonio

Built 1974 3 stories 324 units
4/5 ·8 reviews Apt. Finder
$484 – $890 /month

Monthly Cost Breakdown at The Harrison Grant Apartments

The listed rent isn't the whole number. Here's what The Harrison Grant Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $500 – $906
Base Rent $484 – $890
Est. Renters Insurance $16/mo

Fees Beyond Rent

These are the additional charges beyond base rent at The Harrison Grant Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$50

Pet Policy

Bringing a pet? Here's what The Harrison Grant Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$15 Monthly Pet Rent
$300 Fee
2 Pet Limit
$10 Monthly Pet Rent

About The Harrison Grant Apartments

Year Built: 1974
Stories: 3 stories
Units: 324
Phone: (210) 899-6867

From the property listing:

The Harrison Grant offers convenient shopping, award-winning schools, museums and parks...all close at hand in Balcones Heights. We're located close to I-10 and Connally Loop, just Northwest of downtown San Antonio. We are just minutes from UTSA, USAA, San Antonio Medical Center as well as Downtown. Our newly upgraded community offers a gated community, dog park, playground, large resort style pool, a resident lounge, business center, plenty of parking, and the convenience of on-site laundry facilities. You will also save $100s on our Premium Internet/Cable Package.

Frequently Asked Questions

Does The Harrison Grant Apartments require renters insurance?
We didn't find a public insurance requirement for The Harrison Grant Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Harrison Grant Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). The Harrison Grant Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at The Harrison Grant Apartments?
Plan for $500 to $906/month all-in. That's base rent ($484 – $890), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Harrison Grant Apartments allow pets?
Yes, The Harrison Grant Apartments is pet-friendly. Here are the details: Dogs Allowed. $15 Monthly Pet Rent. $300 Fee. 2 Pet Limit. $10 Monthly Pet Rent. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Harrison Grant Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, studio layouts. Rent ranges from $484 – $890. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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