4835 Lord Rd, San Antonio, TX 78220
Southeast San Antonio
Monthly Cost Breakdown at The Stella Apartments
The listed rent isn't the whole number. Here's what The Stella Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at The Stella Apartments
We found a few insurance details on The Stella Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to The Stella Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$12
Est. Monthly
$147
Est. Annual
$11
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Stella Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Stella Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $11/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at The Stella Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Pets Fees
Cat Deposit
Cat Fee
Dog Deposit
Dog Fee
Cat Rent
Dog Rent
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what The Stella Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About The Stella Apartments
From the property listing:
Welcome to The Stella! Located near downtown San Antonio, our affordable community offers stunning and modern 1, 2, 3 & 4-bedroom apartments, alongside fabulous amenities! The Stella boasts well-appointed and desirable interiors, such as fully-equipped kitchens, granite countertops and full-sized washer & dryer connections. Our Texan resident will discover relaxation in the sparkling swimming pool, get fit in the 24-hour fitness center, enjoy the convenience of an elevator and experience an overall relaxing lifestyle! The Stella - Modern Living. Moderately Priced.
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
Does The Stella Apartments require renters insurance?
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What will I actually pay per month at The Stella Apartments?
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What floor plans does The Stella Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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