Ventura Ridge Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Ventura Ridge Apartments in Northwest San Antonio? Rent here runs $1,041 – $2,423, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Ventura Ridge Apartments

Compare renters insurance quotes in seconds

5602 Presidio Pky, San Antonio, TX 78249

Northwest San Antonio

Built 2014 3 stories 482 units
4/5 ·51 reviews Apt. Finder
$1,041 – $2,423 /month

Monthly Cost Breakdown at Ventura Ridge Apartments

The listed rent isn't the whole number. Here's what Ventura Ridge Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,130 – $2,512
Base Rent $1,041 – $2,423
Required Monthly Fees $75
Est. Renters Insurance $14/mo

Renters Insurance at Ventura Ridge Apartments

Accepted Insurance Providers

Ventura Ridge Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

Sure Kin

What Affects Your Premium Here

Every building is different. These factors specific to Ventura Ridge Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ventura Ridge Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Ventura Ridge Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Gated Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Ventura Ridge Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility - Stormwater/Drainage Admin Fee

Amount to manage drainage billing.

$2 / mo

Package Services

Amount for package services.

$29 / mo

Trash Administrative Fee

Amount to manage trash service billing.

$3 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home.

$30 / mo

Pest Control Services

Amount for pest control services.

$5 / mo

Utility - Water/Wastewater Submeter Admin Fee

Amount for water billing services calculated as a percentageof consumption as allowed by regulation.

9% of base rent / mo

Trash Services - Hauling

Amount for shared trash/waste services.

Varies

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services

Varies

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party.

Varies

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice.

Varies

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.

$100 - $200

Application Fee

Amount to process application, initiate screening, and take a rental home off the market.

$125

Holding Deposit (Refundable)

Amount to hold rental home off the market at time of application. Amount applied to security deposit and/or amounts owed upon application approval. Refundable per terms of application.

$150

Pets Fees

Pet Fee

Amount to facilitate authorized pet move-in.

$350

Pet Rent

Monthly amount for authorized pet.

$20 / mo

Pet Management - Third Party

Amount for authorized pet registration and screening services.

$20 - $30 / yr

Parking Fees

Parking Fee

Amount for garage parking space/services. May be subject to availability.

$100 - $200 / mo

Addons Fees

Access Device - Additional

Amount to obtain additional access device(s) for community; additional fob, additional key. May be subject to availability.

$50 / occurence

Situational Fees

Positive Credit Reporting Services

Amount to send positive payment history to credit reporting agency(ies); per person.

$4.95 / mo

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community.

$1,200 / occurence

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy

$15 / occurence

Utility - Vacant Cost Recovery

Amount for utility usage not transferred to resident responsibility any time during occupancy.

$50 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.

$50 / occurence

Returned Payment Fee (NSF)

Amount for returned payment.

$75 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges.

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges.

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease.

9.99% of base rent / occurence

Lease Violation

Amount for violation of community policies and/or per lease terms.

Varies

Lease Violation - Vehicle

Amount for violation of community vehicle policies.

Varies

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations.

Varies

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.).

Varies

Amenities

Special Features

24hr. emergency maintenance Backsplash Billiards Table and Starbucks Coffee Bar Bluetooth Lock City Skyline View Clubroom with Multi-Screen Video Wall Color Scheme - A Color Scheme - B Convenient access to I-10 and 1604 Corner balcony Dog Park and Pet Grooming Center Door Height Expansive Outdoor Entertainment Areas Extended Balcony First Floor Unit Flat Top Range Fourth Floor Unit Island Phase II 1 BR Phase II 2 BR Pool view Poolside Resort-Style Pool with Sun Deck and Dip Pool Stainless Dbl Door Fridge Stainless Steel State-of-the-Art Fitness Center Third Floor Unit Vinyl Planking - Entire Home Vinyl Planking - Living W/D - Front Load W/D - Top Load Walk in Closet WiFi Controlled Thermostat

Community Features

Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access

Pet Policy

Bringing a pet? Here's what Ventura Ridge Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $15 Monthly Pet Rent
  • $300 Fee
  • 2 Pet Limit

About Ventura Ridge Apartments

Stellar amenities with a resort-style vibe create a living experience like none other. Ventura Ridge offers one, two, and three-bedroom apartment homes seconds away from San Antonio's top restaurants, shopping, and entertainment. Your next chapter starts here!

Year Built: 2014
Stories: 3
Total Units: 482
Phone: (210) 879-1932

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Ventura Ridge Apartments require renters insurance?
We didn't find a public insurance requirement for Ventura Ridge Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Ventura Ridge Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Ventura Ridge Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Ventura Ridge Apartments?
Plan for $1,130 to $2,512/month all-in. That's base rent ($1,041 – $2,423), plus $75/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Ventura Ridge Apartments allow pets?
Yes, Ventura Ridge Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $15 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Ventura Ridge Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,041 – $2,423. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Ventura Ridge Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.