Verandas at Shavano Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Verandas at Shavano Apartments in Northwest San Antonio? Rent here runs $889 - $4,884, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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17203 NW Military Hwy, San Antonio, TX 78257

Northwest San Antonio

Built 2013 3 stories 288 units
5/5 ·5 reviews Apt. Finder
$889 - $4,884 /month

Monthly Cost Breakdown at Verandas at Shavano Apartments

The listed rent isn't the whole number. Here's what Verandas at Shavano Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,043 – $5,038
Base Rent $889 – $4,884
Required Monthly Fees $140
Est. Renters Insurance $14/mo

Renters Insurance at Verandas at Shavano Apartments

Accepted Insurance Providers

Verandas at Shavano Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

Kin

What Affects Your Premium Here

Every building is different. These factors specific to Verandas at Shavano Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Verandas at Shavano Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$75,000 recommended

If you own less

$40,000

If you own more

$100,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Verandas at Shavano Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Property manager on site Gated Controlled access Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Verandas at Shavano Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash

($25 Valet Living + $10 Flat Fee)

$35 / mo

Application Fee Per Applicant

Deposit Fee: $150 for one bedroom, $250 for two bedrooms, $350 for three bedrooms (additional deposit may be required depending on approved credit)

$75

Administrative Fee

Deposit Fee: $150 for one bedroom, $250 for two bedrooms, $350 for three bedrooms (additional deposit may be required depending on approved credit)

$150

Deposit Fee

Deposit Fee: $150 for one bedroom, $250 for two bedrooms, $350 for three bedrooms (additional deposit may be required depending on approved credit)

$150

Pets Fees

Cat Fee

$300

Dog Fee

$300

Cat Rent

$20 / mo

Dog Rent

$20 / mo

Amenities

Special Features

24-Hour State-of-the-Art Fitness Center 9-Foot Ceilings Access to Public Transportation Additional Private Storage Available Chef Inspired Kitchens Close to Fabulous Shopping & Restaurants Controlled Access Gates Covered Parking Easy Access to Freeways Electric Vehicle Charging Stations Granite Countertops* Hardwood Syle Floors Home Office Nook Lush Landscaping & 3 Onsite Dog Parks Luxury 1, 2 & 3 Bedroom Floor Plans Outdoor Grilling with Picnic Areas Pet-Friendly Pet-Friendly Community Premium Black Appliances Private Balcony/Patio Spacious Walk-In Closets Stylish Oak Cabinetry Two-Inch Faux Wood Blinds* Washer/Dryer In Unit

Community Features

Car Charging Station Business Center Walk-Up Cabana Courtyard Picnic Area Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Satellite TV Fireplace Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Kitchen Microwave Refrigerator Hardwood Floors Carpet Walk-In Closets Balcony

Pet Policy

Bringing a pet? Here's what Verandas at Shavano Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $20 Monthly Pet Rent
  • $300 Fee
  • 2 Pet Limit

About Verandas at Shavano Apartments

Discover a home that prioritizes both form and function at the Verandas at Shavano. Designed for a luxurious living experience, our one, two, and three bedroom apartments for rent in North Central San Antonio, Texas, deliver on style and comfort. Enhance family recipes and new favorites in your chef-inspired kitchen, complete with sophisticated granite countertops (in select homes) and premium black appliances. Our pet-friendly community is a great choice for pet-lovers, with three dog parks here on the community grounds. When its your turn to unwind, check out the resort-inspired pool with beach entry, a cascading waterfall, and a sundeck perfect for lounging. Experience the high life when you make your home at the Verandas at Shavano.

Year Built: 2013
Stories: 3
Total Units: 288
Phone: (726) 268-5300

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

13810 Hunters Hawk Rental

Northwest San Antonio

$2,410 Ins: ~$14/mo

14102 N Hills Village Dr Rental

Northwest San Antonio

$400 Ins: ~$14/mo

3607 Rock Creek Run Rental

Northwest San Antonio

$320 Ins: ~$14/mo

6106 Vance Jackson Rd Condo

Northwest San Antonio

$2,450 Ins: ~$14/mo

8407 Deer Haven Dr Rental

Northwest San Antonio

$255 Ins: ~$14/mo

Addison Medical Center Apartments

Northwest San Antonio

$1,145 - $1,899 Ins: ~$12/mo

Frequently Asked Questions

Does Verandas at Shavano Apartments require renters insurance?
We didn't find a public insurance requirement for Verandas at Shavano Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Verandas at Shavano Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Verandas at Shavano Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Verandas at Shavano Apartments?
Plan for $1,043 to $5,038/month all-in. That's base rent ($889 - $4,884), plus $140/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Verandas at Shavano Apartments allow pets?
Yes, Verandas at Shavano Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $20 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Verandas at Shavano Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $889 - $4,884. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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