Village at Nogalitos Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Village at Nogalitos Apartments in Palm Heights? Rent here runs $895 - $1,241, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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111 Ames Ave, San Antonio, TX 78211

Palm Heights

Built 2023 5 stories 78 units
3/5
$895 - $1,241 /month

Monthly Cost Breakdown at Village at Nogalitos Apartments

The listed rent isn't the whole number. Here's what Village at Nogalitos Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $907 – $1,253
Base Rent $895 – $1,241
Required Monthly Fees $0
Est. Renters Insurance $12/mo

Renters Insurance at Village at Nogalitos Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Village at Nogalitos Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Village at Nogalitos Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Village at Nogalitos Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Village at Nogalitos Apartments.

On-Site Security

Controlled access Property manager on site Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Village at Nogalitos Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$20

Amenities

Community Features

Laundry Facilities Maintenance on site Online Services Planned Social Activities Public Transportation Elevator Business Center Clubhouse Lounge Multi Use Room Grill Picnic Area Fitness Center Playground

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Dishwasher Granite Countertops Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Vinyl Flooring Dining Room Recreation Room Walk-In Closets Window Coverings

Pet Policy

Bringing a pet? Here's what Village at Nogalitos Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • No Pets Allowed

About Village at Nogalitos Apartments

Village at Nogalitos is a beautiful 78-unit apartment home community located in Southwest San Antonio near St. Phillip’s College, JBSA-Kelly Field, Palm Heights, Quitana Community, and Tierra Linda neighborhoods. Located within minutes of eateries, shopping, and local parks, Village at Nogalitos is a convenient location for your new home. This property is located within South San Antonio ISD school district. Come visit us today!

Year Built: 2023
Stories: 5
Total Units: 78
Phone: (210) 934-0666

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Village at Nogalitos Apartments require renters insurance?
We didn't find a public insurance requirement for Village at Nogalitos Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Village at Nogalitos Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Village at Nogalitos Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Village at Nogalitos Apartments?
Plan for $907 to $1,253/month all-in. That's base rent ($895 - $1,241), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Village at Nogalitos Apartments allow pets?
Yes, Village at Nogalitos Apartments is pet-friendly. Here are the details: No Pets Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Village at Nogalitos Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $895 - $1,241. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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