Vistas of Vance Jackson Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Vistas of Vance Jackson Apartments in Northwest San Antonio? With rent at $931 - $5,843 and renters insurance running about $14/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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12436 Vance Jackson Rd, San Antonio, TX 78230

Northwest San Antonio

Built 2004 3 stories 240 units
5/5 ·10 reviews
$931 - $5,843 /month

Monthly Cost Breakdown at Vistas of Vance Jackson Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Vistas of Vance Jackson Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,007 – $5,919
Base Rent $931 – $5,843
Required Monthly Fees $62
Est. Renters Insurance $14/mo

What You Need to Know About Insurance at Vistas of Vance Jackson Apartments

Accepted Insurance Providers

Vistas of Vance Jackson Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

sure

What Affects Your Premium Here

Every building is different. These factors specific to Vistas of Vance Jackson Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Vistas of Vance Jackson Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Vistas of Vance Jackson Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Vistas of Vance Jackson Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Pest Control

$10 / mo

Trash

$22 / mo

Application Fee Per Applicant

$65

Administrative Fee

$150

Pets Fees

Cat Fee

$250

Dog Fee

$250

Cat Rent

$35 / mo

Dog Rent

$35 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Vistas of Vance Jackson Apartments.

1%

San Antonio overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Vistas of Vance Jackson Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated, Sprinklers, Covered parking) that insurers recognize with premium discounts.

On-Site Security

Package service Controlled access Property manager on site Gated Sprinklers Covered parking

Amenities

Special Features

Air Conditioner BBQ/Picnic Area Built in Shelving and Desks* Carpeting Carport Ceiling Fans in Bedrooms Electronic Thermostat Expansive Windows Extra Storage Large Closets Night Patrol Park Like Grounds with mature landscaping Patio or Balcony with private storage closet* Spanish Speaking Staff *by Appointment Only View W/D Hookup* Washer/Dryer* Wheelchair Access Windowed dining nooks* Wood Style Flooring*

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Recycling Renters Insurance Program Pet Play Area Public Transportation Business Center Clubhouse Storage Space Conference Rooms Walk-Up Courtyard Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Ceiling Fans Cable Ready Storage Space Double Vanities Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Vinyl Flooring Dining Room High Ceilings Built-In Bookshelves Walk-In Closets Linen Closet Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Vistas of Vance Jackson Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $35 Monthly Pet Rent
  • $250 Fee
  • 2 Pet Limit

About Vistas of Vance Jackson Apartments

Choose from one of our many open floorplans to find the perfect home that fits your lifestyle. At Vistas at Vance Jackson, we offer 1, 2, and 3 bedrooms all designed with you in mind to make sure you have the convenience and style that you deserve. Located in beautiful San Antonio, our prime location is near many restaurants, retail, and much more. Enjoy our first-class amenities with your friends and family. At Vance Jackson, we have all you need to feel right at home.

Year Built: 2004
Stories: 3
Total Units: 240
Phone: (210) 762-4262

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — with their own insurance costs and safety profiles worth comparing.

13810 Hunters Hawk Rental

Northwest San Antonio

$2,410 Ins: ~$14/mo

14102 N Hills Village Dr Rental

Northwest San Antonio

$400 Ins: ~$14/mo

3607 Rock Creek Run Rental

Northwest San Antonio

$320 Ins: ~$14/mo

6106 Vance Jackson Rd Condo

Northwest San Antonio

$2,450 Ins: ~$14/mo

8407 Deer Haven Dr Rental

Northwest San Antonio

$255 Ins: ~$14/mo

Addison Medical Center Apartments

Northwest San Antonio

$1,145 - $1,899 Ins: ~$12/mo

Frequently Asked Questions

Does Vistas of Vance Jackson Apartments require renters insurance?
We didn't find a public insurance requirement for Vistas of Vance Jackson Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Vistas of Vance Jackson Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Vistas of Vance Jackson Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Vistas of Vance Jackson Apartments?
Plan for $1,007 to $5,919/month all-in. That's base rent ($931 - $5,843), plus $62/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Vistas of Vance Jackson Apartments allow pets?
Yes, Vistas of Vance Jackson Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $35 Monthly Pet Rent. $250 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Vistas of Vance Jackson Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $931 - $5,843. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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