10742 Caminito Cascara, San Diego, CA 92108
Grantville
Monthly Cost Breakdown at 10742 Caminito Cascara Townhouse
The listed rent isn't the whole number. Here's what 10742 Caminito Cascara Townhouse actually costs each month once you add required fees and insurance.
Renters Insurance at 10742 Caminito Cascara Townhouse
What Affects Your Premium Here
Every building is different. These factors specific to 10742 Caminito Cascara Townhouse can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1565/100K (near national average)
What You'll Likely Pay
$16
Est. Monthly
$195
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 10742 Caminito Cascara Townhouse based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 10742 Caminito Cascara Townhouse:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $111/yr |
| USAA | $10/mo | $125/yr |
| State Farm | $14/mo | $167/yr |
| Progressive | $15/mo | $181/yr |
| Safeco | $15/mo | $181/yr |
| Travelers | $16/mo | $195/yr |
| Allstate | $17/mo | $209/yr |
| Nationwide | $17/mo | $209/yr |
| Farmers | $19/mo | $223/yr |
| Liberty Mutual | $21/mo | $251/yr |
Discounts You May Qualify For
Next Step
See if you can beat $16/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.
San Diego property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in San Diego track closely with national baselines.
Source: FBI UCR Program, San Diego (2024-12 to 2025-11)
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 10742 Caminito Cascara Townhouse.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 10742 Caminito Cascara Townhouse. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Security Deposit - Refundable
Charged per unit.
Amenities
Community Features
Floor Plan Amenities
About 10742 Caminito Cascara Townhouse
From the property listing:
Property Id: 1665043 Hello hello! My roommates and I are looking for a new roommate to share our townhouse in Mission Valley. Centrally located, close to the trolley, Snapdragon stadium, parks, and places to eat. Fully renovated. The room is open and ready for the right renter. Flexibility on the lease start and end date. 1 year long lease is desired but not required. The rent for this offer will be $1350 per month and the first month's (prorated) rent will be due on your move-in date. Utilities have a flat fee of $100 Looking for ONE roommate for this private room.
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.
Gravity Apartments
Grantville
IMT Mission Valley Apartments
Grantville
Mission Arbor Apartments
Grantville
Prado Apartments
Grantville
Stadium Arms Apartments
Grantville
The Village Mission Valley Apartments
Grantville
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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