611 Highland Ave, National City, CA 91950
National City
Monthly Cost Breakdown at 611 Highland Apartments
The listed rent isn't the whole number. Here's what 611 Highland Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at 611 Highland Apartments
We found a few insurance details on 611 Highland Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to 611 Highland Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1792/100K (14% above national average)
What You'll Likely Pay
$18
Est. Monthly
$215
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 611 Highland Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in California. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 611 Highland Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $134/yr |
| USAA | $13/mo | $150/yr |
| State Farm | $17/mo | $201/yr |
| Progressive | $18/mo | $217/yr |
| Safeco | $18/mo | $217/yr |
| Travelers | $20/mo | $234/yr |
| Allstate | $21/mo | $251/yr |
| Nationwide | $21/mo | $251/yr |
| Farmers | $22/mo | $267/yr |
| Liberty Mutual | $25/mo | $301/yr |
Discounts You May Qualify For
Next Step
See if you can beat $18/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for National City.
National City property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in National City track closely with national baselines. 611 Highland Apartments also has on-site security features (Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, National City (2024-12 to 2025-11)
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 611 Highland Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at 611 Highland Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
Parking Fees
Parking Deposit
Charged per vehicle.
Surface Lot
Assigned Off-Street, Covered, or Garage Parking Space Included with Most Units
Covered
Assigned Off-Street, Covered, or Garage Parking Space Included with Most Units
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what 611 Highland Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About 611 Highland Apartments
From the property listing:
Welcome to 611 Highland Apartments in National City, CA—an exciting new community nestled in the heart of San Diego. Discover a unique blend of residential and commercial work/live units, featuring beautifully designed one-bedroom and two-bedroom apartments. Enjoy the comfort of a pet-friendly environment where your furry friends are always welcome. Experience modern living at its finest at 611 Highland, where community and convenience come together.
Other Options Nearby
Still weighing your choices? These communities are in the same part of National City — compare rent and estimated insurance cost side by side.
12th Street Lofts
National City
Bayview Tower Condominiums
National City
Bella Vita Apartments
National City
Essex Manor Apartments
National City
Granada Terrace Apartments
National City
Mar at Laurel Apartments
National City
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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