3585 Aero Ct, San Diego, CA 92123
San Diego
Monthly Cost Breakdown at AMLI Aero Apartments
The listed rent isn't the whole number. Here's what AMLI Aero Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at AMLI Aero Apartments
AMLI Aero Apartments's website asks for at least $300,000 in liability coverage, and you'll need to add the property as an interested party on your policy. They list Kin on their site, but you're not limited to those — any licensed carrier that meets these minimums will be accepted.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
In AMLI Aero Apartments's own words:
"Yes, we require that all residents carry a minimum of $300,000 in personal liability coverage. We’ve partnered with Get Covered Insurance to provide affordable coverage options, including pet health and identity theft protection, and we also accept valid proof of renter’s insurance from a variety of insurance carriers."
What Affects Your Premium Here
Every building is different. These factors specific to AMLI Aero Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1565/100K (near national average)
What You'll Likely Pay
$14
Est. Monthly
$170
Est. Annual
$13
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for AMLI Aero Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$35,000
If you own more
$75,000
Liability
Covers accidental harm & lawsuits
Lease minimum
What this community requires
We recommend
Minimum rarely covers an actual lawsuit
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near AMLI Aero Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $111/yr |
| USAA | $10/mo | $125/yr |
| State Farm | $14/mo | $167/yr |
| Progressive | $15/mo | $181/yr |
| Safeco | $15/mo | $181/yr |
| Travelers | $16/mo | $195/yr |
| Allstate | $17/mo | $209/yr |
| Nationwide | $17/mo | $209/yr |
| Farmers | $19/mo | $223/yr |
| Liberty Mutual | $21/mo | $251/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.
San Diego property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in San Diego track closely with national baselines. AMLI Aero Apartments also has on-site security features (Package service, Controlled access, Gated) that insurers recognize with discounts.
Source: FBI UCR Program, San Diego (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for AMLI Aero Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at AMLI Aero Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility Billing Service Fee
Charged per unit.
Wi-Fi Internet Service
Charged per unit.
Utility Billing
Monthly utility billing methodology will be outlined in lease agreement. Any additional questions regarding billing please contact our onsite team. Charged per unit.
Application Fee
Charged per applicant.
Pets Fees
Monthly Pet Rent
Charged per pet.
Parking Fees
Parking
Charged per vehicle.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what AMLI Aero Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About AMLI Aero Apartments
From the property listing:
At AMLI Aero, life flows effortlessly between connection and calm. Step outside our San Diego apartments to the flavors of the Convoy District, along with quick access to the shopping and restaurants scenes in nearby Mission Valley. Step inside to a retreat where style meets function: airy layouts with stunning views, quartz countertops, contemporary wood cabinetry, and premium stainless appliances create a backdrop that's as beautiful as it is livable.
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.
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AVA Pacific Beach Apartments
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Bay Apartments
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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