4960-4970 Auburn Dr, San Diego, CA 92105
East County
Monthly Cost Breakdown at Auburn 2019 Apartments
The listed rent isn't the whole number. Here's what Auburn 2019 Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Auburn 2019 Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Auburn 2019 Apartments can push your insurance cost up or down:
Older Building
Built in 1986 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1565/100K (near national average)
What You'll Likely Pay
$20
Est. Monthly
$246
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Auburn 2019 Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in California
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Auburn 2019 Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $134/yr |
| USAA | $13/mo | $150/yr |
| State Farm | $17/mo | $201/yr |
| Progressive | $18/mo | $217/yr |
| Safeco | $18/mo | $217/yr |
| Travelers | $20/mo | $234/yr |
| Allstate | $21/mo | $251/yr |
| Nationwide | $21/mo | $251/yr |
| Farmers | $22/mo | $267/yr |
| Liberty Mutual | $25/mo | $301/yr |
Discounts You May Qualify For
Next Step
See if you can beat $20/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.
San Diego property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in San Diego track closely with national baselines.
Source: FBI UCR Program, San Diego (2024-12 to 2025-11)
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Auburn 2019 Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Auburn 2019 Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Amenities
Special Features
About Auburn 2019 Apartments
From the property listing:
Come enjoy San Diego living at 4960-4970 Auburn Drive. This property is situated on Auburn Dr in the Fox Canyon area of San Diego. The leasing team is excited to help you find your dream apartment. Stop looking and get moving. Contact or stop by 4960-4970 Auburn Drive to see available floor plans!
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.
64 Forty Apartments
East County
6nineteen Apartments
East County
Adagio Apartments
East County
Array La Mesa Apartments
East County
Atlas Alvarado Apartments
East County
Aztec Lofts
East County
Frequently Asked Questions
Does Auburn 2019 Apartments require renters insurance?
How much is renters insurance at Auburn 2019 Apartments?
What will I actually pay per month at Auburn 2019 Apartments?
How safe is the area around Auburn 2019 Apartments?
What floor plans does Auburn 2019 Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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