Canyon Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 17, 2026

Thinking about renting at Canyon Park Apartments in University City? Rent here runs $2,222 – $3,950, and renters insurance adds about $17/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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9555 Genesee Ave, San Diego, CA 92121

University City

Managed by Sunrise Management Built 1978 2 stories 222 units
3/5 ·38 reviews Google
5/5 ·6 reviews Apt. Finder
$2,222 – $3,950 /month

Monthly Cost Breakdown at Canyon Park Apartments

The listed rent isn't the whole number. Here's what Canyon Park Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,256 – $3,984
Base Rent $2,222 – $3,950
Required Monthly Fees $17
Est. Renters Insurance $17/mo

Renters Insurance at Canyon Park Apartments

We found a few insurance details on Canyon Park Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Canyon Park Apartments can push your insurance cost up or down:

Older Building

Built in 1978 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1565/100K (near national average)

What You'll Likely Pay

$17

Est. Monthly

$202

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Canyon Park Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in California. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Canyon Park Apartments:

Carrier Monthly Annual
Lemonade $8/mo $100/yr
USAA $9/mo $113/yr
State Farm $13/mo $150/yr
Progressive $14/mo $163/yr
Safeco $14/mo $163/yr
Travelers $15/mo $176/yr
Allstate $16/mo $188/yr
Nationwide $16/mo $188/yr
Farmers $17/mo $201/yr
Liberty Mutual $19/mo $226/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.

San Diego property crime rate

1,565

per 100K residents

Near U.S. average

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
151 / 200
Larceny / theft
1,109 / 1,172
Vehicle theft
306 / 206

U.S. average

Near-average property crime means insurance premiums in San Diego track closely with national baselines.

Source: FBI UCR Program, San Diego (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Canyon Park Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Canyon Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Pest Control Services

Charged per unit.

$3 / mo

Utility Billing Administrative Fee

Charged per unit.

$4.75 / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per unit.

Varies / mo

Utility - Water

Amount for provision and consumption of water. Charged per unit.

Varies / mo

Utility - Sewer

Amount for provision of sewer services. Charged per unit.

Varies / mo

Trash Services - CA

Amount for provision of trash services is included with rentCharged per unit.

Varies / mo

Utility - Electric - Third Party

Amount for provision and consumption of electricity paid to a third party. Charged per unit.

Varies / mo

Application Fee

Charged per applicant.

$45

Deposit

Charged per unit.

$250

Administrative Fee

Charged per unit.

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

$500

Monthly Pet Fee

Max of 2. Charged per pet.

$50 / mo

Addons Fees

Pet Fees

Charged per unit.

$50 / mo

Other Deposit Received

Charged per unit.

$500

Situational Fees

Positive Credit Reporting Services

Amount for positive credit reporting services. Price is per lease signer per month. Charged per unit.

Varies / mo

Amenities

Special Features

Full-Sized In-Home Washer & Dryer* Canyon View* Central Air and Heating* Garbage disposal

Community Features

Laundry Facilities Maintenance on site Clubhouse Walk-Up Courtyard Fitness Center

Floor Plan Amenities

High Speed Internet Access Ceiling Fans Cable Ready Dishwasher Kitchen Carpet Vinyl Flooring Recreation Room Walk-In Closets

Pet Policy

Bringing a pet? Here's what Canyon Park Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$500 – $500 Deposit
$50 Monthly Pet Rent
2 Pet Limit
75 lb Weight Limit

About Canyon Park Apartments

Year Built: 1978
Stories: 2 stories
Units: 222
Management: Sunrise Management
Phone: (858) 348-5457

From the property listing:

Live life comfortably at the Canyon Park Apartments. Our charming studio, one, two and three-bedroom apartment homes feature new carpet and luxury vinyl flooring, are high-speed internet ready, and feature full-size kitchen appliances. Check out the floor plans page to view current availability. San Diego Sunrise Management Co. dba Sunrise Management · Lic. No. 00927850 · Broker: Joseph S. Greenblatt License number 01064415

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Canyon Park Apartments require renters insurance?
We found specific coverage details on Canyon Park Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Canyon Park Apartments?
For this zip code and building type, expect to pay around $17/month ($202/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Canyon Park Apartments?
Plan for $2,256 to $3,984/month all-in. That's base rent ($2,222 – $3,950), plus $17/month in required fees (trash, utilities, etc.), plus roughly $17/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Canyon Park Apartments allow pets?
Yes, Canyon Park Apartments is pet-friendly. Here are the details: Cats Allowed. $500 – $500 Deposit. $50 Monthly Pet Rent. 2 Pet Limit. 75 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Canyon Park Apartments?
Property crime in San Diego sits near the national average — 1,565 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 151/100K here.
What floor plans does Canyon Park Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $2,222 – $3,950. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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