9555 Genesee Ave, San Diego, CA 92121
University City
Monthly Cost Breakdown at Canyon Park Apartments
The listed rent isn't the whole number. Here's what Canyon Park Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Canyon Park Apartments
We found a few insurance details on Canyon Park Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Canyon Park Apartments can push your insurance cost up or down:
Older Building
Built in 1978 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1565/100K (near national average)
What You'll Likely Pay
$17
Est. Monthly
$202
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Canyon Park Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in California. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Canyon Park Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $100/yr |
| USAA | $9/mo | $113/yr |
| State Farm | $13/mo | $150/yr |
| Progressive | $14/mo | $163/yr |
| Safeco | $14/mo | $163/yr |
| Travelers | $15/mo | $176/yr |
| Allstate | $16/mo | $188/yr |
| Nationwide | $16/mo | $188/yr |
| Farmers | $17/mo | $201/yr |
| Liberty Mutual | $19/mo | $226/yr |
Discounts You May Qualify For
Next Step
See if you can beat $17/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.
San Diego property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in San Diego track closely with national baselines.
Source: FBI UCR Program, San Diego (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Canyon Park Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Canyon Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Pest Control Services
Charged per unit.
Utility Billing Administrative Fee
Charged per unit.
Renters Liability Insurance - Third Party
Amount for renters liability insurance obtained through resident's provider of choice. Charged per unit.
Utility - Water
Amount for provision and consumption of water. Charged per unit.
Utility - Sewer
Amount for provision of sewer services. Charged per unit.
Trash Services - CA
Amount for provision of trash services is included with rentCharged per unit.
Utility - Electric - Third Party
Amount for provision and consumption of electricity paid to a third party. Charged per unit.
Application Fee
Charged per applicant.
Deposit
Charged per unit.
Administrative Fee
Charged per unit.
Pets Fees
Pet Deposit
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Addons Fees
Pet Fees
Charged per unit.
Other Deposit Received
Charged per unit.
Situational Fees
Positive Credit Reporting Services
Amount for positive credit reporting services. Price is per lease signer per month. Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Canyon Park Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Canyon Park Apartments
From the property listing:
Live life comfortably at the Canyon Park Apartments. Our charming studio, one, two and three-bedroom apartment homes feature new carpet and luxury vinyl flooring, are high-speed internet ready, and feature full-size kitchen appliances. Check out the floor plans page to view current availability. San Diego Sunrise Management Co. dba Sunrise Management · Lic. No. 00927850 · Broker: Joseph S. Greenblatt License number 01064415
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.
4060 Porte La Paz Condo
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Axiom La Jolla Apartments
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Casa Aldea at University City Village Apartments
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Costa Verde Village Apartments
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Elan Terraza La Jolla Apartments
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Frequently Asked Questions
Does Canyon Park Apartments require renters insurance?
How much is renters insurance at Canyon Park Apartments?
What will I actually pay per month at Canyon Park Apartments?
Does Canyon Park Apartments allow pets?
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What floor plans does Canyon Park Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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