Poway, CA

Casa Anita Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 17, 2026

Thinking about renting at Casa Anita Apartments in Poway? Rent here runs $2,050 – $2,250, and renters insurance adds about $19/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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12345 Old Pomerado Rd, Poway, CA 92064

Poway

Built 1976 2 stories 34 units
2.3/5 ·7 reviews Google
Apt. Finder
$2,050 – $2,250 /month

Monthly Cost Breakdown at Casa Anita Apartments

The listed rent isn't the whole number. Here's what Casa Anita Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,069 – $2,269
Base Rent $2,050 – $2,250
Est. Renters Insurance $19/mo

Renters Insurance at Casa Anita Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Casa Anita Apartments can push your insurance cost up or down:

Older Building

Built in 1976 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 343/100K (78% below national average)

What You'll Likely Pay

$19

Est. Monthly

$224

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Casa Anita Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in California

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Casa Anita Apartments:

Carrier Monthly Annual
Lemonade $9/mo $111/yr
USAA $10/mo $125/yr
State Farm $14/mo $167/yr
Progressive $15/mo $181/yr
Safeco $15/mo $181/yr
Travelers $16/mo $195/yr
Allstate $17/mo $209/yr
Nationwide $17/mo $209/yr
Farmers $19/mo $223/yr
Liberty Mutual $21/mo $251/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $19/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Poway.

Poway property crime rate

343

per 100K residents

78% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
36 / 200
Larceny / theft
278 / 1,172
Vehicle theft
29 / 206

U.S. average

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Casa Anita Apartments also has on-site security features (Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, Poway (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Pest Issues Mentioned

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Casa Anita Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Casa Anita Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$35

Administrative Fee

Charged per unit.

Parking Fees

Surface Lot

Off Street Free

Amenities

Special Features

Self Cleaning Oven

Community Features

Laundry Facilities Recycling Courtyard Individual Leases Available

Floor Plan Amenities

Air Conditioning Heating Ceiling Fans Tub/Shower Dishwasher Disposal Kitchen Microwave Oven Range Refrigerator Quartz Countertops Vinyl Flooring Linen Closet Window Coverings Balcony

Pet Policy

Bringing a pet? Here's what Casa Anita Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

No Pets Allowed

About Casa Anita Apartments

Year Built: 1976
Stories: 2 stories
Units: 34
Phone: (619) 362-7809

From the property listing:

Rent reduced to $2,050 /month · Security Deposit: $2,049. Lease: Month-to-Month. Discover your new home in our recently beautifully updated 1-bedroom, 1-bath First floor apartments! Choose a ground-floor apartment with easy access. Each unit has been thoughtfully upgraded to provide a modern, comfortable living experience. Apartment Features: Units have been updated with modern countertops, Kitchen, Bathroom Cabinets; lighting and fan has also been added. This week a remodeled Laundry Room has been completed with new Washers and Dryers.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Poway — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Casa Anita Apartments require renters insurance?
We didn't find a public insurance requirement for Casa Anita Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Casa Anita Apartments?
For this zip code and building type, expect to pay around $19/month ($224/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Casa Anita Apartments?
Plan for $2,069 to $2,269/month all-in. That's base rent ($2,050 – $2,250), plus roughly $19/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Casa Anita Apartments allow pets?
No, Casa Anita Apartments does not allow pets.
How safe is the area around Casa Anita Apartments?
Property crime in Poway is well below the national average — 343 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 36/100K here. On the property itself, you'll find property manager on site — features that can qualify for premium discounts.
What floor plans does Casa Anita Apartments offer?
There are 2 floor plans to choose from, spanning 1-bedroom layouts. Rent ranges from $2,050 – $2,250. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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