1133-1137 27th St, San Diego, CA 92102
Golden Hill
Monthly Cost Breakdown at Estudios de Stanson Apartments
The listed rent isn't the whole number. Here's what Estudios de Stanson Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Estudios de Stanson Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Estudios de Stanson Apartments can push your insurance cost up or down:
Older Building
Built in 1917 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1565/100K (near national average)
What You'll Likely Pay
$22
Est. Monthly
$269
Est. Annual
$21
With Discounts/mo
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Estudios de Stanson Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in California
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Estudios de Stanson Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $11/mo | $134/yr |
| USAA | $13/mo | $150/yr |
| State Farm | $17/mo | $201/yr |
| Progressive | $18/mo | $217/yr |
| Safeco | $18/mo | $217/yr |
| Travelers | $20/mo | $234/yr |
| Allstate | $21/mo | $251/yr |
| Nationwide | $21/mo | $251/yr |
| Farmers | $22/mo | $267/yr |
| Liberty Mutual | $25/mo | $301/yr |
Discounts You May Qualify For
Next Step
See if you can beat $21/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.
San Diego property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in San Diego track closely with national baselines. Estudios de Stanson Apartments also has on-site security features (Gated, Gated access) that insurers recognize with discounts.
Source: FBI UCR Program, San Diego (2024-12 to 2025-11)
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Estudios de Stanson Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Estudios de Stanson Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Security Deposit - Refundable
Charged per unit.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Pet Deposit
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Parking Fee
Max of 7. Charged per vehicle.
Surface Lot
7 rental spots available
Amenities
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Estudios de Stanson Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Estudios de Stanson Apartments
From the property listing:
Located at 1133 27th St (corner of B St), this property offers well-designed layouts with and modern conveniences. Select units come fully furnished, providing a hassle-free move-in experience. Enjoy essential amenities like storage space and on-site laundry facilities, adding to the practicality of daily living. Situated in a gated community, this residence ensures both privacy and security with a keypad-controlled entrance and dedicated parking. Designed for comfort and functionality, the living space is inviting, while the bathroom features standard fixtures for everyday convenience.
Other Options Nearby
Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.
2855-2865 A St San Diego, CA 92102 Apartments
Golden Hill
Bridgeview Apartments
Golden Hill
Golden Glen Apartments
Golden Hill
Golden Pacific Apartments
Golden Hill
South Park Place Apartments
Golden Hill
The Irving Apartments
Golden Hill
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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