7555 High St, La Mesa, CA 91941
La Mesa
Monthly Cost Breakdown at La Mesa Highview Apartments
The listed rent isn't the whole number. Here's what La Mesa Highview Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at La Mesa Highview Apartments
What Affects Your Premium Here
Every building is different. These factors specific to La Mesa Highview Apartments can push your insurance cost up or down:
Older Building
Built in 1971 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Vehicle Break-ins
1 mentions in Google reviews
Vehicle Crime
1 mentions of car theft, vandalism, or break-ins in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1367/100K (13% below national average)
What You'll Likely Pay
$19
Est. Monthly
$224
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for La Mesa Highview Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$25,000
If you own more
$60,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near La Mesa Highview Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $111/yr |
| USAA | $10/mo | $125/yr |
| State Farm | $14/mo | $167/yr |
| Progressive | $15/mo | $181/yr |
| Safeco | $15/mo | $181/yr |
| Travelers | $16/mo | $195/yr |
| Allstate | $17/mo | $209/yr |
| Nationwide | $17/mo | $209/yr |
| Farmers | $19/mo | $223/yr |
| Liberty Mutual | $21/mo | $251/yr |
Discounts You May Qualify For
Next Step
See if you can beat $19/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for La Mesa.
La Mesa property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in La Mesa track closely with national baselines. La Mesa Highview Apartments also has on-site security features (Property manager on site, Video patrol) that insurers recognize with discounts.
Source: FBI UCR Program, La Mesa (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for La Mesa Highview Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at La Mesa Highview Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Tours are available by appointment only, meet with our leasing manager and pick up your application during your scheduled tour. Contact us today to schedule your visit! Your new home awaits at La Mesa High View Apartments. Charged per applicant.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what La Mesa Highview Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About La Mesa Highview Apartments
From the property listing:
Comfortable Living at La Mesa High View Apartments Welcome to High View Apartments, where comfort, convenience, and community come together. Our fully remodeled one- and two-bedroom apartment homes feature modern finishes and an inviting atmosphere, all at an affordable price. Enjoy beautifully landscaped grounds, a refreshing pool, and peaceful common areas. We’re conveniently located near freeway access, shopping centers, restaurants, entertainment, public transportation, and just a short drive to Downtown San Diego. *Please note: We have a No Pet Policy.
Other Options Nearby
Still weighing your choices? These communities are in the same part of La Mesa — compare rent and estimated insurance cost side by side.
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Mellmanor Apartments
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The Highlands Apartments
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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