San Diego, CA

Olympus Corsair Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 17, 2026

Thinking about renting at Olympus Corsair Apartments in Serra Mesa? Rent here runs $2,636 – $3,809, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8583 Aero Dr, San Diego, CA 92123

Serra Mesa

Built 2015 4 stories 360 units
4.4/5 ·264 reviews Google
5/5 ·7 reviews Apt. Finder
$2,636 – $3,809 /month

Monthly Cost Breakdown at Olympus Corsair Apartments

The listed rent isn't the whole number. Here's what Olympus Corsair Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,651 – $3,824
Base Rent $2,636 – $3,809
Est. Renters Insurance $15/mo

Renters Insurance at Olympus Corsair Apartments

We found a few insurance details on Olympus Corsair Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Olympus Corsair Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1565/100K (near national average)

What You'll Likely Pay

$15

Est. Monthly

$185

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Olympus Corsair Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$35,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Olympus Corsair Apartments:

Carrier Monthly Annual
Lemonade $9/mo $111/yr
USAA $10/mo $125/yr
State Farm $14/mo $167/yr
Progressive $15/mo $181/yr
Safeco $15/mo $181/yr
Travelers $16/mo $195/yr
Allstate $17/mo $209/yr
Nationwide $17/mo $209/yr
Farmers $19/mo $223/yr
Liberty Mutual $21/mo $251/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.

San Diego property crime rate

1,565

per 100K residents

Near U.S. average

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
151 / 200
Larceny / theft
1,109 / 1,172
Vehicle theft
306 / 206

U.S. average

Near-average property crime means insurance premiums in San Diego track closely with national baselines. Olympus Corsair Apartments also has on-site security features (Controlled access, Property manager on site, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, San Diego (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Controlled access Property manager on site Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Olympus Corsair Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Olympus Corsair Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

$500

Monthly Pet Fee

Max of 2. Charged per pet.

$55 / mo

Parking Fees

Parking Deposit

Charged per vehicle.

Free

Surface Lot

Garage parking available - one parking spot for 1 bedrooms &2 parking spots for 2 bedrooms. Additional parking available as needed. Please call our leasing office for complete parking policy.

Other

Garage parking available - one parking spot for 1 bedrooms &2 parking spots for 2 bedrooms. Additional parking available as needed. Please call our leasing office for complete parking policy.

Amenities

Special Features

Bilt Rewards Bocce Ball Court, Outdoor Ping Pong, Gaming Table Color Scheme - Sand Complimentary WiFi in Amenity Areas Courtyard view Courtyard View 2 Designer marble counters Fido Friendly: Dog Washing Station and Meandering Frigidaire gallery appliances with 5-burner gas cooktop Furnished Units * call for details Online Rental Payments Penthouse Pool view Premium water filteration system Putt-Putt Course Reversed Floorplan Storage USB charging stations Wood plank style flooring Yoga Room

Community Features

Wi-Fi Furnished Units Available Recycling Planned Social Activities Pet Play Area Car Charging Station Public Transportation Elevator Business Center Clubhouse Lounge Multi Use Room Storage Space Conference Rooms Corporate Suites Courtyard Fitness Center Pool Playground Putting Greens Walking/Biking Trails Gameroom

Floor Plan Amenities

Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Eat-in Kitchen Kitchen Microwave Range Refrigerator Hardwood Floors Carpet Tile Floors Dining Room Vaulted Ceiling Walk-In Closets Furnished Window Coverings Balcony

Pet Policy

Bringing a pet? Here's what Olympus Corsair Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Birds, Cats, Dogs, Fish, and Other Pets Allowed
$500 Deposit
$55 Monthly Pet Rent
2 Pet Limit

About Olympus Corsair Apartments

Year Built: 2015
Stories: 4 stories
Units: 360
Phone: (858) 504-3176

From the property listing:

All of the elements necessary to create your idyllic California retreat are at Olympus Corsair apartment homes. Tucked just 8 miles from downtown San Diego near Kearny Mesa, our pet-friendly modern one and two bedroom apartments deliver the quality of life that you'd expect from a cosmopolitan city. Inside, enjoy stunning gourmet kitchens with quartz or granite slab countertops, soft-closing euro-style cabinets, and an undercounter wine fridge. Outside your front door, enjoy the resort-style swimming pool, well-appointed fitness center, and golf simulator.

Other Options Nearby

Still weighing your choices? Other communities in San Diego — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Olympus Corsair Apartments require renters insurance?
We found specific coverage details on Olympus Corsair Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Olympus Corsair Apartments?
For this zip code and building type, expect to pay around $15/month ($185/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at Olympus Corsair Apartments?
Plan for $2,651 to $3,824/month all-in. That's base rent ($2,636 – $3,809), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Olympus Corsair Apartments allow pets?
Yes, Olympus Corsair Apartments is pet-friendly. Here are the details: Birds, Cats, Dogs, Fish, and Other Pets Allowed. $500 Deposit. $55 Monthly Pet Rent. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Olympus Corsair Apartments?
Property crime in San Diego sits near the national average — 1,565 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 151/100K here. On the property itself, you'll find controlled access, property manager on site, covered parking — features that can qualify for premium discounts.
What floor plans does Olympus Corsair Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $2,636 – $3,809. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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