Renters Insurance at Nordheim Court UW Student Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Nordheim Court UW Student Apartments can push your insurance cost up or down:
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 4607/100K (192% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
With Discounts/mo
$15
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Nordheim Court UW Student Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Washington
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Nordheim Court UW Student Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $106/yr |
| USAA | $10/mo | $119/yr |
| State Farm | $13/mo | $159/yr |
| Progressive | $14/mo | $172/yr |
| Safeco | $14/mo | $172/yr |
| Travelers | $15/mo | $185/yr |
| Allstate | $17/mo | $198/yr |
| Nationwide | $17/mo | $198/yr |
| Farmers | $18/mo | $211/yr |
| Liberty Mutual | $20/mo | $238/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Seattle.
Seattle property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Nordheim Court UW Student Apartments also has on-site security features (Controlled access, Property manager on site, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Seattle (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Natural Hazards & Your Renters Coverage
Of the three big natural hazards a renter might worry about, only earthquake risk stands out at Nordheim Court UW Student Apartments. USGS classifies the surrounding area as high seismic hazard, which a typical renters policy specifically excludes. Flood risk is minimal here and severe-weather damage is already covered. The section below details what an earthquake endorsement actually buys.
Flood damage
This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Earthquake shaking
At this hazard level, the question isn't whether a damaging earthquake is possible — it's how to handle the fact that a standard renters policy excludes the damage if one happens. Earthquake endorsements priced for renters typically run $50–$150 annually and cover personal property only (no structural coverage; that's already the landlord's responsibility).
High seismic hazard · ground motion 0.72g
A renters earthquake endorsement covers personal property only and runs roughly $50–$150 a year — structural damage is the landlord's responsibility.
Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.
Severe weather you'd actually claim for
Severe-weather activity in King County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.
Source: NOAA Storm Events Database, annual averages from the past five years for King County. Counts reflect reported events, not damage amounts.
Compared to a fully unprotected address, the gap above is well-defined and inexpensive to close. The value of the standard policy doesn't change — the optional add-on does.
5000 25th Ave NE, Seattle, WA 98105
Northeast Seattle
Monthly Cost Breakdown at Nordheim Court UW Student Apartments
The listed rent isn't the whole number. Here's what Nordheim Court UW Student Apartments actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at Nordheim Court UW Student Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Laundry
Amount for laundry services. Charged per leaseholder.
Application Fee
Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.
Parking Fees
Parking Fee
Max of 1. Amount for parking space/services. May be subject to availability. Charged per rentable item.
Situational Fees
Security Deposit (Refundable)
Amount intended to be held through residency that may be app lied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per leaseholder.
Early Lease Termination/Cancellation
Amount to terminate lease earlier than lease end date; exclu des rent and other charges. Charged per unit.
Late Fee
Amount for paying after rent due date; per terms of lease. Charged per leaseholder.
Access Fee - After Hours
Amount for access to rental home after business hours. Charg ed per unit.
Access Device - Replacement
Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per device.
Lease Violation
Amount for violation of community policies and/or per lease terms. Charged per unit.
Returned Payment Fee (NSF)
Amount for returned payment. Charged per unit.
Early Move-In Fee
Amount to move in earlier than scheduled; excludes rent and other charges. May be subject to availability. Charged per leaseholder.
About Nordheim Court UW Student Apartments
From the property listing:
Prices shown are Base Rent. Additional non-optional and other potential fees not included. See PRICE FROM "I" icon for more detail.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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