The Verdict · Santa Clara, CA
$3,786–$8,846
real monthly · incl. fees + insurance
4.2★
616 Google reviews
Higher property crime
worth watching
A solidly reviewed community where the real cost runs ~$36 over sticker, and elevated property crime is the risk to plan for.
Looking for renters insurance?
It runs about $14/mo — see what renters insurance in Santa Clara, CA typically costs.
Also worth knowing: Does renters insurance cover earthquakes?
What Residents Say
The honest version — the good and the bad, straight from recent Google reviews of Santa Clara Square Apartment Homes.
“We moved in to this apartment a few weeks ago and we love it! The community is actively maintained and the team is very professional. I have no problem in communicating with the team! Chris and Heidy helped us move in, and they were all very kind and welcomed us warmly. Especially, Heidy shared eve…”
“We've lived at Santa Clara Square Apartments for seven years and absolutely love it. Jimmie came to fix a toilet issue we were having. He was very polite, professional, and thorough. They're incredibly responsive to any issue. I've contacted them twice about neighbor issues, and the problems were d…”
“EDIT: The office assistant Manager called and set it right. They reimbursed the tow fee of 295$. I’m happy with their response The complaint: My husband showed up at residence office and said “I’m a new resident here, so I don’t know how this works —“ and asked a few questions on code for food del…”
“We recently toured the Santa Clara Square Apartments and had a great experience thanks to Heidy from the resident office. She was extremely helpful, friendly, and professional throughout the entire process. She made it easy for us by getting the physical keys for our self-guided tour and took the t…”
“Jimmy stopped by and was very helpful unclogging the drains so that the HVAC unit could operate properly in light of local hard water conditions. He explained the problem as well and was friendly and professional. He was also very efficient resolving the issue with 15 minutes of arrival.”
What reviews flag most
Mined from 5 recent reviews · 616 total on Google. Longer bars mean the topic comes up more often — this is a read on what gets mentioned, not a summary of every review.
On management, the review consensus is consistently positive in reviews — one resident wrote: “The community is actively maintained and the team is very professional.”.
3320 Montgomery Dr, Santa Clara, CA 95054
Santa Clara
What Santa Clara Square Apartment Homes Really Costs
The sticker rent isn't the whole number. Here's what Santa Clara Square Apartment Homes actually costs each month once required fees, pet rent, and insurance are in — the number the listing sites leave off.
Renters insurance adds ~$14/mo to that total — compare quotes →
Fees Beyond Rent
The additional charges beyond base rent at Santa Clara Square Apartment Homes. Some are monthly, some one-time — all of them shape your real cost of living here.
Required Fees
Utility Service Fee
Charged per unit.
Utilities
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Holding Deposit
$200 - $600 (applied to Security Deposit) Charged per unit.
Security Deposit - Refundable
Charged per unit.
Additional Resident Access Keys/Cards/Locks/Remotes Fee
Charged per unit.
Pets Fees
Monthly Pet Fee
Max of 2. Charged per pet.
Pet Deposit
Max of 2. Charged per pet.
Pet Deposit
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Parking Fee
Charged per vehicle.
Street Parking
Garage parking, Open parking and Subterranean Parking.
Situational Fees
Returned Check Fee (NSF)
Charged per occurrence.
Late Fee
Charged per occurrence.
Safety & Property Crime
For a renter, property crime is what you actually feel day to day — a car broken into overnight, a package lifted off the step, a bike gone from storage, or how the walk from the lot feels after dark. Here's how Santa Clara looks on the theft-related crimes that touch renters most.
These are city-level figures from the FBI's Uniform Crime Reporting program — not block-by-block. Your specific street may run calmer or rougher than the citywide rate.
Santa Clara property crime
2,669
per 100K residents
U.S. avg 1,578 / 100K
Breakdown per 100K residents
U.S. average
The practical takeaways here are the unglamorous ones: park in lit areas, use a parcel locker if the community offers one, and don't leave anything visible in the car. Santa Clara Square Apartment Homes's on-site security (Package lockers, Covered parking) helps on the margin.
Source · FBI UCR · Santa Clara · 2024-12 to 2025-11
On-Site Security
Natural Hazards to Plan For
The USGS National Seismic Hazard Model rates the ground beneath Santa Clara Square Apartment Homes as high-hazard for shaking — significant enough that a separate earthquake endorsement is worth pricing alongside a standard renters policy. Flood risk at the address is low, and severe-weather damage of the wind/hail variety would be covered by a baseline policy. The earthquake-specific picture is below.
Flood damage
This address is in one of FEMA's lower flood-risk classifications. Standard renters policies don't cover flood damage anywhere, but in low-risk zones the cost of a separate NFIP policy generally isn't justified by the expected loss. The detail is below mostly for completeness.
Source · FEMA NFHL
FEMA Zone X (0.2% annual chance — 500-year floodplain) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Zones can change — verify at FEMA Flood Map Service
Earthquake shaking
At this hazard level, the question isn't whether a damaging earthquake is possible — it's how to handle the fact that a standard renters policy excludes the damage if one happens. Earthquake endorsements priced for renters typically run $50–$150 annually and cover personal property only (no structural coverage; that's already the landlord's responsibility).
Source · USGS NSHM
High seismic hazard · ground motion 1.29g
A renters earthquake endorsement covers personal property only and runs roughly $50–$150 a year — structural damage is the landlord's responsibility.
Ground motion at ~2% probability over 50 years — the building-code reference level
Severe weather you'd actually claim for
Severe-weather activity in Santa Clara County is at the low end. Standard renters insurance already covers wind and hail damage to your stuff, so the data below is more context than coverage gap.
Source · NOAA Storm Events · 5-yr averages for Santa Clara County
The standard renters policy is the right starting point. The gap above is closable with a single endorsement; pricing it as part of a bundled quote is the usual move.
Renters Insurance at Santa Clara Square Apartment Homes
What Affects Your Premium Here
Every building is different. These factors specific to Santa Clara Square Apartment Homes can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Vehicle Crime
2 mentions of car theft, vandalism, or break-ins in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2669/100K (69% above national average)
What You'll Likely Pay
$14
Est. monthly
$170
Est. annual
$16
State avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you damage someone else's property. Here's what we'd recommend for Santa Clara Square Apartment Homes based on the rent level and building.
Personal Property
What your stuff is worth
If you own less
$50,000
If you own more
$100,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Santa Clara Square Apartment Homes:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $111/yr |
| USAA | $10/mo | $125/yr |
| State Farm | $14/mo | $167/yr |
| Progressive | $15/mo | $181/yr |
| Safeco | $15/mo | $181/yr |
| Travelers | $16/mo | $195/yr |
| Allstate | $17/mo | $209/yr |
| Nationwide | $17/mo | $209/yr |
| Farmers | $19/mo | $223/yr |
| Liberty Mutual | $21/mo | $251/yr |
Discounts You May Qualify For
Next step
See if you can beat $14/mo
Real quotes show your actual price. Under 60 seconds, no account needed.
About Santa Clara Square Apartment Homes
From the property listing:
Rental rates, availability, lease terms, deposits, apartment features, amenities, and specials are subject to change without notice. Floor plans and square footages displayed are approximations, may be based on stud-to-stud measurements, and may vary between individual units. Quoted prices are for base rent only and do not include other fees such as application fee (one-time, $45), security deposit (one-time, refundable, amount varies), utility billing fee (not to exceed $5.55/month, Conservice), and utilities (monthly, cost varies).
Frequently Asked Questions
Does Santa Clara Square Apartment Homes require renters insurance?
How much is renters insurance at Santa Clara Square Apartment Homes?
What will I actually pay per month at Santa Clara Square Apartment Homes?
How safe is the area around Santa Clara Square Apartment Homes?
What floor plans does Santa Clara Square Apartment Homes offer?
Is SafeButler affiliated with Santa Clara Square Apartment Homes?
What is SafeButler and how does it work for Santa Clara Square Apartment Homes renters?
Real quotes · under a minute
Ready to lock down coverage at Santa Clara Square Apartment Homes?
I'll line up top carriers side by side — pre-filled for this building so the proof of insurance is one click away.
First rental, or first time buying a policy? Start with our renters insurance guide — what it costs, what it covers, and what landlords can require.
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.