10056 Montague St Apartment: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 10056 Montague St Apartment in Northwest Tampa? Rent here runs $4,482, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for 10056 Montague St Apartment

Compare renters insurance quotes in seconds

10056 Montague St, Unit SI FL1-ID1475285P, Tampa, FL 33626

Northwest Tampa

$4,482 /month

Monthly Cost Breakdown at 10056 Montague St Apartment

The listed rent isn't the whole number. Here's what 10056 Montague St Apartment actually costs each month once you add required fees and insurance.

Total Monthly Cost $4,498
Base Rent $4,482
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at 10056 Montague St Apartment

What Affects Your Premium Here

Every building is different. These factors specific to 10056 Montague St Apartment can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$16

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 10056 Montague St Apartment based on the rent level and building features.

Personal Property

What your stuff is worth

$75,000 recommended

If you own less

$40,000

If you own more

$100,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 10056 Montague St Apartment:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

995 per 100K residents

Property crime rate in Tampa

-37% below national average (1,578/100K)

Breakdown per 100K residents

Burglary108 (nat. 200)
Larceny / theft784 (nat. 1,172)
Vehicle theft103 (nat. 206)

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 10056 Montague St Apartment.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Amenities

Special Features

SharedYard

Community Features

Corporate Suites Grill Fitness Center Playground

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Heating Dishwasher Kitchen Microwave Oven Refrigerator Freezer Furnished Garden

Pet Policy

Bringing a pet? Here's what 10056 Montague St Apartment allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 10056 Montague St Apartment

The advertised rate of $4,482/month is the lowest available price, based on a 1 month(s) stay with a move-in date of September 17, 2026. Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can be higher if billed in multiple payments. Experience modern living and feel at home in this stylish 3-bedroom, 2-bathroom apartment in Tampa's West Park Village. This unit is located on the third floor, and access is via stairs only, as the building does not have an elevator. This thoughtfully designed, corporate-ready apartment is ideal for working professionals, families, or long-term travelers seeking comfort, privacy, and convenience. It features a fully equipped kitchen with modern appliances, cookware, and dining essentials, perfect for short-term or extended-stays. Enjoy central air conditioning for year-round comfort, as well as the convenience of a washer and dryer. Cleaning supplies, an iron, a vacuum, and a mop are provided. Guests will enjoy full access to a wide range of community amenities, including an adults swimming pool (open 10:00 AM – 8:30 PM ET), a children’s swimming pool, a kids park, a gym, a business center, barbecue grill stations, and fun community games like giant Connect 4, ping pong, cornhole, and a pool table. On-site parking is available for up to 2 vehicles per reservation. A pet fee of $100 per pet applies (max 2 pets, under 25 lbs). Early check-in (2:00 PM) and late check-out (12:00 PM) are available for $35 each. Located near shopping centers and dining, this apartment offers easy access to a yoga studio and a 6-mile jogging trail. Walk to Costco, Aldi, Publix, Westchase Golf Club, Citrus Park Mall, local coffee shops, and restaurants. With close proximity to the Veterans Expressway, enjoy a quick 10-20 minute drive to the airport, Downtown Tampa, Ben T. Davis Beach, Raymond James Stadium, and Clearwater Beach. The apartment is located in the vibrant and professional neighborhood of West Park Village in Tampa, known for its convenient access to business centers and corporate offices. Guests must be 21 years or older to book and must be present for the duration of the stay. No parties or events of any kind are permitted, and no unauthorized guests are allowed; violations may result in immediate termination of stay without refund. To avoid any risk of towing by the community, all vehicles must be registered in advance. We are not responsible for any towing incidents that occur due to incomplete or missing vehicle information. [SI]

Phone: (972) 289-8633

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 10056 Montague St Apartment require renters insurance?
We didn't find a public insurance requirement for 10056 Montague St Apartment, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 10056 Montague St Apartment?
For this zip code and building type, expect to pay around $16/month ($187/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 10056 Montague St Apartment?
Plan for $4,498 to $4,498/month all-in. That's base rent ($4,482), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 10056 Montague St Apartment allow pets?
Yes, 10056 Montague St Apartment is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 10056 Montague St Apartment?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here.

Get Renters Insurance for 10056 Montague St Apartment

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.