1508 W Hamilton Ave Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 1508 W Hamilton Ave Rental in West Tampa? Rent here runs $1,950, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1508 W Hamilton Ave, Tampa, FL 33604

West Tampa

3.7/5 ·909 reviews Google
$1,950 /month

Monthly Cost Breakdown at 1508 W Hamilton Ave Rental

The listed rent isn't the whole number. Here's what 1508 W Hamilton Ave Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,966
Base Rent $1,950
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at 1508 W Hamilton Ave Rental

What Affects Your Premium Here

Every building is different. These factors specific to 1508 W Hamilton Ave Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$16

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1508 W Hamilton Ave Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$30,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1508 W Hamilton Ave Rental:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

995 per 100K residents

Property crime rate in Tampa

-37% below national average (1,578/100K)

Breakdown per 100K residents

Burglary108 (nat. 200)
Larceny / theft784 (nat. 1,172)
Vehicle theft103 (nat. 206)

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1508 W Hamilton Ave Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Pet Policy

Bringing a pet? Here's what 1508 W Hamilton Ave Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 1508 W Hamilton Ave Rental

This home is exclusively offered by Brandywine Homes USA on a first-come, first-approved basis until the lease is signed and the security deposit is paid. Rental Qualifications: Rental Fees: Security Deposit: Varies based on credit, with a standard deposit equal to 1 month's rent. Security Deposit Alternatives available - $150 fee (subject to approval). Additional mandatory fees: $60 application fee per applicant, $100 lease admin fee, and $25 Empower Program fee. Additional fees may apply, including $30 for smart home services, $175 for pool maintenance, and charges for pet fees (3 max), self-guided tours, and RBP Premier insurance. Brandywine Homes USA is an Equal Housing Lessor under the FHA. Lease terms apply. Photos may feature models and virtual staging. BEWARE OF LEASING FRAUD: We do not advertise on Craigslist or Facebook and will never ask you to wire funds. Contact us to schedule a showing.

Phone: (888) 652-2272

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 1508 W Hamilton Ave Rental require renters insurance?
We didn't find a public insurance requirement for 1508 W Hamilton Ave Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1508 W Hamilton Ave Rental?
For this zip code and building type, expect to pay around $16/month ($187/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 1508 W Hamilton Ave Rental?
Plan for $1,966 to $1,966/month all-in. That's base rent ($1,950), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1508 W Hamilton Ave Rental allow pets?
Yes, 1508 W Hamilton Ave Rental is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 1508 W Hamilton Ave Rental?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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