2002 N St Vincent St Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at 2002 N St Vincent St Rental in West Tampa? Rent here runs $2,825, and renters insurance adds about $17/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2002 N St Vincent St, Tampa, FL 33607

West Tampa

5/5 ·5 reviews Google
$2,825 /month

Monthly Cost Breakdown at 2002 N St Vincent St Rental

The listed rent isn't the whole number. Here's what 2002 N St Vincent St Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,842
Base Rent $2,825
Required Monthly Fees $0
Est. Renters Insurance $17/mo

Renters Insurance at 2002 N St Vincent St Rental

What Affects Your Premium Here

Every building is different. These factors specific to 2002 N St Vincent St Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$17

Est. Monthly

$206

Est. Annual

$17

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 2002 N St Vincent St Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$75,000 recommended

If you own less

$40,000

If you own more

$100,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 2002 N St Vincent St Rental:

Carrier Monthly Annual
Lemonade $10/mo $118/yr
USAA $11/mo $132/yr
State Farm $15/mo $176/yr
Progressive $16/mo $191/yr
Safeco $16/mo $191/yr
Travelers $17/mo $206/yr
Allstate $18/mo $220/yr
Nationwide $18/mo $220/yr
Farmers $20/mo $235/yr
Liberty Mutual $22/mo $264/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

995 per 100K residents

Property crime rate in Tampa

-37% below national average (1,578/100K)

Breakdown per 100K residents

Burglary108 (nat. 200)
Larceny / theft784 (nat. 1,172)
Vehicle theft103 (nat. 206)

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. 2002 N St Vincent St Rental also has on-site security features (Covered parking, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

On-Site Security

Covered parking Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 2002 N St Vincent St Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 2002 N St Vincent St Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Security Deposit - Refundable

Charged per unit.

$2,825

Amenities

Community Features

Fenced Lot Bicycle Storage

Floor Plan Amenities

Washer/Dryer Cable Ready Dishwasher Microwave Oven Refrigerator Freezer Tile Floors Lawn

Pet Policy

Bringing a pet? Here's what 2002 N St Vincent St Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 2002 N St Vincent St Rental

Property Id: 1422997 High-speed Internet included in rent. Tenants are responsible for lawn maintenance and pest control. Welcome to this well-maintained 3/2 single family home nestled in a safe, quiet neighborhood on a spacious corner lot. Enjoy extra privacy and open views with Macfarlane Park right across the street with beautiful scenery on two sides of the home. Unbeatable location just a short walk to Midtown Tampa for dining, shopping, and fitness. Only 2 minutes to I-275 and about 10 minutes to Downtown Tampa, South Tampa, Tampa International Airport, University of Tampa, Raymond James Stadium, Whole Foods Market, and Trader Joe's, etc... Private driveway and covered carport, plus ample street parking. Beautiful, low-maintenance wood-look tile flows throughout the home, complemented by newly renovated, modern bathrooms. Includes keyless entry and a smart thermostat for elevated comfort and convenience. The house is currently occupied and will be available on May 1st. PLEASE DO NOT DISTURB CURRENT TENANTS. Call/text to schedule a home tour today! MUST ANSWER PRESCREENING QUESTIONS TO SCHEDULE A SHOWING. Lease terms: All adults (18+) must submit a separate application First full month's rent due at move-in Holding deposit = one month's rent (applied to security deposit upon approval) Renter's or liability insurance required Pets (if permitted) subject to breed restrictions: 2 cats or 1 small dog under 40 pounds/ No large dogs/ One-time pet fee: $350 $550 per pet Pet policy is negotiable Pet application and screening required Minimum monthly income: 3x rent (approx. $102K+ annually) Minimum credit score: 650 (non-negotiable)

Phone: (813) 573-1827

Other Options Nearby

Still weighing your choices? These communities are in the same part of Tampa — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 2002 N St Vincent St Rental require renters insurance?
We didn't find a public insurance requirement for 2002 N St Vincent St Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 2002 N St Vincent St Rental?
For this zip code and building type, expect to pay around $17/month ($206/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 2002 N St Vincent St Rental?
Plan for $2,842 to $2,842/month all-in. That's base rent ($2,825), plus roughly $17/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 2002 N St Vincent St Rental allow pets?
Yes, 2002 N St Vincent St Rental is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 2002 N St Vincent St Rental?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here. On the property itself, you'll find covered parking, perimeter fencing — features that can qualify for premium discounts.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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