Tampa, FL

6708 Timberlane W Dr Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Looking for the best renters insurance for 6708 Timberlane W Dr Rental in Tampa? We break down what the lease requires, what coverage actually costs here (~$16/mo), the 4 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at 6708 Timberlane W Dr Rental

What Affects Your Premium Here

Every building is different. These factors specific to 6708 Timberlane W Dr Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.

FBI UCR

Property crime rate: 995/100K (37% below national average)

What You'll Likely Pay

$16

Est. Monthly

$196

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 6708 Timberlane W Dr Rental based on the rent level and building features.

Personal Property

What your stuff is worth

$50,000 recommended

If you own less

$35,000

If you own more

$75,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 6708 Timberlane W Dr Rental:

Carrier Monthly Annual
Lemonade $9/mo $112/yr
USAA $11/mo $126/yr
State Farm $14/mo $168/yr
Progressive $15/mo $182/yr
Safeco $15/mo $182/yr
Travelers $16/mo $196/yr
Allstate $18/mo $210/yr
Nationwide $18/mo $210/yr
Farmers $19/mo $224/yr
Liberty Mutual $21/mo $252/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.

Tampa property crime rate

995

per 100K residents

37% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
108 / 200
Larceny / theft
784 / 1,172
Vehicle theft
103 / 206

U.S. average

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower.

Source: FBI UCR Program, Tampa (2024-12 to 2025-11)

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 6708 Timberlane W Dr Rental.

FEMA Zone AE (Coastal Floodplain) — High-risk flood area with base flood elevation

Flood insurance strongly recommended — standard renters policies exclude flood damage.

What to know about flood insurance as a renter:

  • Your landlord's building policy does not cover your belongings
  • NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
  • Private carriers (Neptune, Wright Flood) may offer lower rates
  • Most flood claims in this zone are for personal property, not structural damage

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

6708 Timberlane W Dr, Tampa, FL 33615

West Tampa

4.4/5 ·94 reviews Google
From $3,000 /month

Monthly Cost Breakdown at 6708 Timberlane W Dr Rental

The listed rent isn't the whole number. Here's what 6708 Timberlane W Dr Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $3,060
Base Rent $3,000
Required Monthly Fees $44
Est. Renters Insurance $16/mo

Fees Beyond Rent

These are the additional charges beyond base rent at 6708 Timberlane W Dr Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility Management Fee

Charged per unit.

$11 / mo

Trash Fee

Charged per unit.

N/A / mo

Application Fee

Per Adult Applicant Charged per applicant.

$55

Security Deposit

Up to 2x the monthly rent, depending on the applicant and applicable laws Charged per unit.

$3,000

Admin Fee

Per Lease Generated Charged per unit.

$75

Pets Fees

Pet Fee

Up to 3 pets Allowed Charged per pet.

$300

Pet Rent

Up to 3 pets Allowed Charged per pet.

$30 / mo

Addons Fees

Prelease Hold Fee

Charged per unit.

$500

Pet Policy

Bringing a pet? Here's what 6708 Timberlane W Dr Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 6708 Timberlane W Dr Rental

Phone: (844) 200-4403

From the property listing:

We make Pre-Leasing easy! Apply now and, once you’re approved, take this home off the market by paying a Pre-Lease Hold Fee; ask your Leasing Professional for more information. Once the home is made ready, we'll notify you that it's available for touring and for you to accept or decline. If you decline the home, we'll be happy to help you find a different home or refund your Hold Fee. This home is currently occupied and coming soon; please respect the current resident’s privacy and do not disturb.

Frequently Asked Questions

Does 6708 Timberlane W Dr Rental require renters insurance?
We didn't find a public insurance requirement for 6708 Timberlane W Dr Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 6708 Timberlane W Dr Rental?
For this zip code and building type, expect to pay around $16/month ($196/year). For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at 6708 Timberlane W Dr Rental?
Plan for about $3,060/month all-in. That's base rent (From $3,000), plus $44/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 6708 Timberlane W Dr Rental allow pets?
Yes, 6708 Timberlane W Dr Rental is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 6708 Timberlane W Dr Rental?
Property crime in Tampa is well below the national average — 995 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 108/100K here.
Does 6708 Timberlane W Dr Rental need flood insurance?
This property sits in FEMA flood zone AE (High-risk flood area with base flood elevation). Standard renters insurance does not cover flood damage — you'd need a separate flood policy or endorsement. The National Flood Insurance Program (NFIP) offers renters policies starting around $99/year, and private carriers like Neptune and Wright Flood may offer competitive rates.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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