Renters Insurance at The Vintage Lofts at West End
What Affects Your Premium Here
Every building is different. These factors specific to The Vintage Lofts at West End can push your insurance cost up or down:
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
Theft Reports
4 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 995/100K (37% below national average)
What You'll Likely Pay
$14
Est. Monthly
$169
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Vintage Lofts at West End based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Vintage Lofts at West End:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $102/yr |
| USAA | $10/mo | $114/yr |
| State Farm | $13/mo | $152/yr |
| Progressive | $14/mo | $165/yr |
| Safeco | $14/mo | $165/yr |
| Travelers | $15/mo | $178/yr |
| Allstate | $16/mo | $190/yr |
| Nationwide | $16/mo | $190/yr |
| Farmers | $17/mo | $203/yr |
| Liberty Mutual | $19/mo | $228/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tampa.
Tampa property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. The Vintage Lofts at West End also has on-site security features (Package service, Controlled access, Package lockers, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Tampa (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Vintage Lofts at West End.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
801 N Rome Ave, Tampa, FL 33606
Downtown Tampa
Monthly Cost Breakdown at The Vintage Lofts at West End
The listed rent isn't the whole number. Here's what The Vintage Lofts at West End actually costs each month once you add required fees and insurance.
Fees Beyond Rent
These are the additional charges beyond base rent at The Vintage Lofts at West End. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Package Lockers
Fee charged monthly: $10-$15/month. Studio, 1 Bedroom: $10 2Bedrooms, 3 Bedrooms: $15 Charged per unit.
Pest Control
Fee charged monthly: $3/month. Charged per unit.
Trash
Fee charged monthly: $49/month. Charged per unit.
Smart Home + Internet Package
Fee charged monthly: $70/month. Charged per unit.
Application Fee
Fee charged one-time: $80. Charged per applicant.
Admin Fee
Fee charged one-time: $300. Charged per unit.
Security Deposit
Charged per unit.
Pets Fees
Pet Fee (Dog)
Charged per pet.
Pet Rent (Dog)
Acceptable animals include domestic cats and dogs. Dogs thatare purebreds or mixes of the following breeds are prohibited: Akita, Alaskan Malamute, Chow-Chow, Doberman, German Shepherd, Great Dane, Pit Bull (American Staffordshire Terrier, American Pit Bull Terrier, Staffordshire Bull Terrier), Rottweiler, Saint Bernard, Shar Pei, and Siberian Husky. All other animals including exotic pets are prohibited. All animals must be authorized by management. Charged per pet.
Pet Fee (Cat)
Charged per pet.
Pet Rent (Cat)
Acceptable animals include domestic cats and dogs. Dogs thatare purebreds or mixes of the following breeds are prohibited: Akita, Alaskan Malamute, Chow-Chow, Doberman, German Shepherd, Great Dane, Pit Bull (American Staffordshire Terrier, American Pit Bull Terrier, Staffordshire Bull Terrier), Rottweiler, Saint Bernard, Shar Pei, and Siberian Husky. All other animals including exotic pets are prohibited. All animals must be authorized by management. Charged per pet.
Parking Fees
Parking Garage
Charged per vehicle.
Parking Garage - Reserved
Charged per vehicle.
Addons Fees
Liability Insurance
Fee charged monthly: $14/month. Charged per unit.
Pet Policy
Bringing a pet? Here's what The Vintage Lofts at West End allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About The Vintage Lofts at West End
From the property listing:
Vintage Lofts at West End offers one-, two-, and three-bedroom apartments for rent in Tampa. Perfectly located in Hyde Park North and only minutes from Riverfront Park and the University of Tampa, Vintage Lofts at West End is convenient to Downtown, SOHO, Channelside, and the Westshore districts, and only minutes from the world's best beaches. Select Vintage Lofts apartments feature a built-in computer desk, included washer/dryers, and balconies with incredible courtyard views.
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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