Tucson, AZ

Tucson Landing Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Jun 11, 2026

Looking for the best renters insurance for Tucson Landing Apartments in Tucson? We break down what the lease requires, what coverage actually costs here (~$13/mo), the 6 discounts that may apply, and how the major carriers compare for your zip.

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Renters Insurance at Tucson Landing Apartments

We found a few insurance details on the Tucson Landing Apartments website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Tucson Landing Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1896/100K (20% above national average)

What You'll Likely Pay

$13

Est. Monthly

$154

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Tucson Landing Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Tucson Landing Apartments:

Carrier Monthly Annual
Lemonade $8/mo $95/yr
USAA $9/mo $107/yr
State Farm $12/mo $143/yr
Progressive $13/mo $155/yr
Safeco $13/mo $155/yr
Travelers $14/mo $167/yr
Allstate $15/mo $179/yr
Nationwide $15/mo $179/yr
Farmers $16/mo $191/yr
Liberty Mutual $18/mo $215/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Tucson.

Tucson property crime rate

1,896

per 100K residents

20% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
98 / 200
Larceny / theft
1,602 / 1,172
Vehicle theft
196 / 206

U.S. average

Near-average property crime means insurance premiums in Tucson track closely with national baselines. Tucson Landing Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Gated access, Package lockers) that insurers recognize with discounts.

Source: FBI UCR Program, Tucson (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic

On-Site Security

Package service Controlled access Property manager on site Gated Gated access Package lockers

Natural Hazards & Your Renters Coverage

Renters at this address have one borderline natural-hazard decision to make: whether to buy an earthquake endorsement on top of a standard policy. USGS rates the area as moderate seismic hazard. Flood and severe weather aren't standout concerns. Below is what each agency actually shows.

Flood damage

FEMA's flood-zone classification for this address is low-risk, which means the federal government doesn't expect significant flooding here under typical conditions. A standard renters policy still excludes flood damage, but a separate flood policy is hard to justify economically when the underlying risk is low. The zone label is below for the record.

FEMA Zone X (minimal flood hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Earthquake shaking

Damaging earthquakes happen here, but not often — USGS rates the area as moderate seismic hazard. A renters earthquake endorsement is inexpensive (typically under $100 a year) and worth weighing against the value of what's actually in your unit. The math leans toward 'add it' if you have high-value electronics, instruments, or art; 'skip it' for sparse furnishings.

Moderate seismic hazard · ground motion 0.12g

Endorsements priced for renters typically run under $100 a year and only cover personal property. Whether it pays back depends on the value of what's in your unit.

Hazard data from USGS National Seismic Hazard Model. The ground-motion figure is the level USGS expects to be exceeded with about 2% probability over a 50-year horizon — the standard reference used in building codes.

Severe weather you'd actually claim for

NOAA's records put Pima County squarely in severe-weather territory: roughly 29 severe-weather events a year on average over the past five years. Unlike flood and earthquake, this is the kind of damage a standard renters policy is built for — wind, hail, lightning, and storm-driven water from a damaged roof are all covered. The historical breakdown is below.

High-wind events ~28.8/yr
Hail events ~6.2/yr
Tornado events ~1.2/yr
Flood events ~27.4/yr

Severe-weather damage to personal belongings is covered without an endorsement on every standard renters policy. The frequency above is part of why carrying the coverage matters here, not a reason to add anything extra.

Source: NOAA Storm Events Database, annual averages from the past five years for Pima County. Counts reflect reported events, not damage amounts.

The earthquake endorsement is the only meaningful optional add-on at this kind of address. Whether it's worth the premium depends on what's actually in your unit.

4640 Calle Santa Cruz, Tucson, AZ 85714

Ward 5

Built 2024 3 stories 210 units
4.2/5 ·61 reviews Google
Apt. Finder
$1,280 – $1,999 /month

Monthly Cost Breakdown at Tucson Landing Apartments

The listed rent isn't the whole number. Here's what Tucson Landing Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,293 – $2,012
Base Rent $1,280 – $1,999
Est. Renters Insurance $13/mo

Fees Beyond Rent

These are the additional charges beyond base rent at Tucson Landing Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

Dog Fee

Charged per pet.

$400

Dog Rent

Charged per pet.

$60 / mo

Cat Fee

Charged per pet.

$400

Cat Rent

Charged per pet.

$60 / mo

About Tucson Landing Apartments

Year Built: 2024
Stories: 3 stories
Units: 210
Phone: (520) 614-3316

From the property listing:

Welcome to Tucson Landing, Tucson, Arizona's premier living destination, where innovative, spacious, and convenient apartment homes await. Experience a lifestyle like no other in our thoughtfully designed Studio, 1, 2, and 3-bedroom apartment homes, where comfort and sophistication seamlessly merge. Here at Tucson Landing we go above and beyond to ensure your living experience is nothing short of exceptional.

Frequently Asked Questions

Does Tucson Landing Apartments require renters insurance?
We found specific coverage details on the Tucson Landing Apartments website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Tucson Landing Apartments?
For this zip code and building type, expect to pay around $13/month ($154/year). Tucson Landing Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Tucson Landing Apartments?
Plan for $1,293 to $2,012/month all-in. That's base rent ($1,280 – $1,999), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around Tucson Landing Apartments?
Property crime in Tucson sits near the national average — 1,896 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 98/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does Tucson Landing Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,280 – $1,999. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.
Is SafeButler affiliated with Tucson Landing Apartments?
No. SafeButler is not affiliated with Tucson Landing Apartments or its leasing office, property management, or owner — this page is not the official renters insurance page from Tucson Landing Apartments. SafeButler is an independent renters insurance comparison platform; the information shown here is compiled from public sources and renter quote data, not from Tucson Landing Apartments directly. For lease, payment, or maintenance questions, contact the Tucson Landing Apartments leasing office.
What is SafeButler and how does it work for Tucson Landing Apartments renters?
SafeButler helps renters at Tucson Landing Apartments compare renters insurance options for their lease. On this page, renters can find lease-required coverage minimums where available, an estimated monthly premium for this address, the property's risk profile (crime and flood zone), and any discounts that apply to the building — then compare carriers side by side to find appropriate coverage levels. For renters at Tucson Landing Apartments in Tucson, AZ, SafeButler can compare price, coverage, deductible options, and any lease-required coverage minimums in a single flow. SafeButler may show quotes from carriers such as Lemonade and Liberty Mutual where available. SafeButler does not sell insurance directly and is not tied to one insurance company, so renters can choose the option that best fits their needs.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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