2024 Best Pet Insurance for British Shorthair

Last updated Dec 22, 2021

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about British Shorthair below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as hemophilia b, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for cat is around $133.61 per year for accident only and $341.81 per year for accident and illness.

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One of the most popular cat breeds in the world is the British shorthair. British shorthairs make excellent family cats and enjoy spending time with their owners, however they may frown upon being handled or cuddled excessively.

British shorthair cats are calm and, if socialized as kittens, will treat everyone in the family (including dogs and other cats) as a good friend. They are affectionate, laid-back, and devoted companions. The nice aspect is that this medium-to-large cat has very few health issues.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Hemophilia B $500-$3,000

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your British Shorthair Need it?

Depending on where you reside, the age of your cat, and the policy settings you select, pet insurance may cost more or less.

British Shorthair policies can be more costly than mixed breed policies since British Shorthair are considerably more likely than mixed breed cats to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for cats is $201 on average and the average annual expenses of routine vet visits for cats is $178. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

Care & Sanitary

To look excellent, British shorthairs don't require much attention. To eliminate dead hair and skin cells, they just need to brush their short, silky, dense coat once a week. However, they do a fantastic job of keeping themselves neat and tidy for the most part.

British shorthairs require frequent nail trimming and dental care, as well as visits to the veterinarian on a regular basis. As directed by your veterinarian, spay or neuter your pet and maintain their vaccines up to date. Check their ears for wax build-up or ear mites on a regular basis. It's also crucial to maintain their litter boxes clean so that they don't reject it.

Exercise, in addition to regular health checkups, should be a big part of your British shorthair's life. These cats have a lot of energy but aren't very active, so unless you devise techniques to keep them moving, they'll gain a lot of weight.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


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Compare the top insurance brands at once for free