2024 Best Pet Insurance for Cocker Spaniel

Last updated Feb 10, 2022

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Cocker Spaniel below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as cataracts and glaucoma, heart disease, and epilepsy, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for dog is around $218.13 per year for accident only and $594.15 per year for accident and illness.

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The fun-loving and frolicsome With his wide, dreamy eyes and cheeky demeanor, the Cocker Spaniel is one of the world's most popular breeds. Cockers were bred as hunting dogs, but they've grown in appeal as all-around companions. Cockers are excellent playmates for children and are simple to train as friends and athletes. They're big enough to be sporty, but not too huge to be bulky. A Cocker Spaniel is a high-energy breed that requires at least an hour of daily exercise, with plenty of opportunities to run around.

To keep their long hair tangle-free, Cocker Spaniels require frequent bathing and brushing. To avoid ear infections, their ears must also be cleansed on a regular basis.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Cataracts and glaucoma $1,500-$5,000
Heart disease Varies
Epilepsy $200-$5,000
Chronic Inflammatory Hepatic Disease $500-$5,000

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Cocker Spaniel Need it?

Depending on where you reside, the age of your dog, and the policy settings you select, pet insurance may cost more or less. Cocker Spaniel policies can be more costly than mixed breed policies since Cocker Spaniel are considerably more likely than mixed breed dogs to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for dogs is $458 on average and the average annual expenses of routine vet visits for dogs is $242. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

Cocker Spaniels need to be groomed on a regular basis. It's essential to have a metal, professional-quality dog comb with fine and medium tooth spacing. A mild slicker brush can be used after combing, but the comb is essential. Loose hair should be gently combed with the comb, ensuring that you are completely clear and can see through to the skin. If you come across snarls, don't pull them through; instead, peel them apart from the tips of the coat and comb through. When combing your ears, be careful because the skin around the edges is delicate and can be penetrated by over-vigorous combing. The Cocker has to be bathed thoroughly using a good dog shampoo. Because soap residue can cause skin irritation, thorough rinsing and re-rinsing is essential. Using a blow dryer on a low setting, dry the hair carefully. Check for any irritated patches on the Cocker's skin when bathing and treat them.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


Find the best and cheapest pet insurance

Compare the top insurance brands at once for free