2024 Best Pet Insurance for Dachshund

Last updated Feb 10, 2022

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Dachshund below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as patellar luxation, corneal dystrophy, and gastric dilatation volvulus (bloat), it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for dog is around $218.13 per year for accident only and $594.15 per year for accident and illness.

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It may come as a surprise that dachshunds were initially bred as fearsome hunters, given their lovely appearance and silly temperament. Burrowing into dens, the little sausage-shaped dog would either flush out its victim or fight to the death. Despite the fact that current dachshunds are more lap dogs than Lancelot, the breed retains its bravery and tenacity.

The energetic and vigilant dachshund, with a loud, deep howl, will raise the alarm at the sight of visitors, but they aren't suited to guard dog employment. Dachshunds may be a lot of fun and require a lot of social interaction on a daily basis. They're also known for being burrowers and diggers.

It's critical to start socializing your dachshund at an early age.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Patellar Luxation $1,500-$3,000
Corneal Dystrophy $300-$3,000
Gastric Dilatation Volvulus (Bloat) $1,500-$7,500
Cushing's Disease $3,000-$10,000
Panniculitis $1,000-$3,000

Average Size and Life Expectancy

11-32Pounds
5-9Inches
12-16Years

Average Pet Insurance Cost and Why Your Dachshund Need it?

Depending on where you reside, the age of your dog, and the policy settings you select, pet insurance may cost more or less. Dachshund policies can be more costly than mixed breed policies since Dachshund are considerably more likely than mixed breed dogs to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for dogs is $458 on average and the average annual expenses of routine vet visits for dogs is $242. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

Dachshunds shed moderately, keep themselves clean, and have little to no body odor. The grooming requirements of the breed differ depending on the coat type. Smooth-coated Dachshunds are fairly 'wash and wear,' requiring little more than a quick wipe with a towel or hound glove to seem presentable. Depending on the thickness of the coat, longhaired Dachshunds may require more frequent brushing. To keep the Wirehaired coat looking its best, it can be plucked or hand-stripped many times a year, but it's easy to keep it looking good in between groomings with occasional beard and eyebrow trimming and brushing or combing once or twice a week. Every month, all Dachshunds should have their nails clipped.


Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.

References

Find the best and cheapest pet insurance

Compare the top insurance brands at once for free