2024 Best Pet Insurance for German Shorthaired Pointer

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about German Shorthaired Pointer below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as hip dysplasia, aortic stenosis, and follicular dysplasia, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for dog is around $218.13 per year for accident only and $594.15 per year for accident and illness.

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German shorthaired pointers are energetic, friendly dogs who are always looking for new experiences. This noble breed is easy to train, eager to please, and makes a wonderful family companion. Because they're so active, they thrive in a household that enjoys playing and moving as much as they do.

German shorthaired pointers are intelligent, eager to please, and easy to train. They have a lot of energy and will let you know when they're in the mood to play. They're active throughout their lives, but from the age of six months to three years, this breed is especially active and requires a lot of movement and care. They get along with other dogs and are polite to most strangers. They are kid-friendly and kind.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Hip Dysplasia $1,500-$6,000
Aortic Stenosis $500-$1,500
Follicular Dysplasia $200-$500
Hemivertebrae $2,500-$6,000

Average Size and Life Expectancy

45-70Pounds
21-25Inches
10-12Years

Average Pet Insurance Cost and Why Your German Shorthaired Pointer Need it?

Depending on where you reside, the age of your dog, and the policy settings you select, pet insurance may cost more or less. German Shorthaired Pointer policies can be more costly than mixed breed policies since German Shorthaired Pointer are considerably more likely than mixed breed dogs to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for dogs is $458 on average and the average annual expenses of routine vet visits for dogs is $242. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

The coat of a German Shorthaired Pointer is easy to maintain for the majority of the year, requiring only a quick brushing or grooming glove once every few days. Even though the coat is short, it sheds, especially at specific times of the year when more frequent brushing is required to remove loose hairs before they become a mess all over the house. Hairs can become embedded in fabrics and carpet, making them difficult to remove. Bathing (with a light shampoo) on a regular basis can assist. Ears should be checked and cleaned on a regular basis, and nails should be clipped short.


Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.

References

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