2024 Best Pet Insurance for Maine Coon

Last updated Feb 10, 2022

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Maine Coon below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as hypertrophic cardiomyopathy, hip dysplasia, and elbow dysplasia, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for cat is around $133.61 per year for accident only and $341.81 per year for accident and illness.

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The friendly and adaptable Maine Coon fits in nicely with a variety of personalities and lifestyles. They enjoy being near humans and will follow them around, but they are not needy. They enjoy receiving attention when you direct it their way, but if you're busy, they'll be content to simply observe your activities. They will patiently wait for you to recognize your error and let them in if you close the door on them. They aren't normally lap cats, but they do enjoy being close to you. Because of its size, this breed prefers to hang out near you rather than on top of you, which is a nice thing.

Maine coons are extremely intelligent and energetic, and they will preserve their kittenish antics long into old age. With youngsters, these animals are pleasant, caring, and patient.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Hypertrophic cardiomyopathy $500-$1,000
Hip dysplasia $200-$2,500
Elbow dysplasia $200-$3,000
Spinal muscular atrophy Varies

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Maine Coon Need it?

Depending on where you reside, the age of your cat, and the policy settings you select, pet insurance may cost more or less.

Maine Coon policies can be more costly than mixed breed policies since Maine Coon are considerably more likely than mixed breed cats to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for cats is $201 on average and the average annual expenses of routine vet visits for cats is $178. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

Your Maine coon will require weekly to monthly bathing and will need to be groomed on a regular basis. Their lengthy coats are normally silky smooth, but if they become greasy or stringy, it's time to bathe them. They also require weekly combing to prevent tangles and mattes in their lengthy hair and undercoat. These cats shed a lot, so brushing them often will help get rid of the loose hairs. Grooming is usually a pleasurable experience for the Maine coon, as it enjoys any kind of care it can get.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


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Compare the top insurance brands at once for free