2024 Best Pet Insurance for Oriental Shorthair

Last updated Dec 22, 2021

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Oriental Shorthair below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as inherited neurological defect, hereditary liver amyloidosis, and dilated cardiomyopathy, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for cat is around $133.61 per year for accident only and $341.81 per year for accident and illness.

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As you may expect, these cats are incredibly gregarious creatures. Oriental shorthair cats are sociable, clever, and inquisitive felines who enjoy being around people and other animals. As an alone cat, an Oriental does not fare well. Kids, other cats, dogs, and a lot of activity and commotion don't bother them. They enjoy being cuddled and sleeping in a heap with their friends or under the blankets with you.

They will become so connected to you that they will follow you throughout your house regardless of where you go. While their moderate energy levels don't make them the type of lap cat who sits around all day watching the world go by, when the mood strikes, they'll undoubtedly seek out that lap. Orientals are ideal for anyone looking for a fun and interactive pet as well as a true and loyal companion.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Inherited Neurological Defect $200-$4,000
Hereditary Liver Amyloidosis $1,000-$5,000
Dilated Cardiomyopathy $500-$4,000

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Oriental Shorthair Need it?

Depending on where you reside, the age of your cat, and the policy settings you select, pet insurance may cost more or less.

Oriental Shorthair policies can be more costly than mixed breed policies since Oriental Shorthair are considerably more likely than mixed breed cats to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for cats is $201 on average and the average annual expenses of routine vet visits for cats is $178. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

Care & Sanitary

Because of their easy-to-care-for coats, Oriental shorthair cats may be more popular than their longhair counterparts. Brushing your cat on a regular basis will bring out his fine coat and help with shedding, which occurs all year. A cat bath or wipe-down every now and then also brings out the best in their coats.

Their huge ears, not their short fur, require the most maintenance. You should check for wax and anything strange once a week. A few drops of warm water on a cotton ball can be enough to gently swab those bat-like ears clean. Your veterinarian can lead you through the chore of preferred ear cleaning methods, but in general, a few drops of warm water on a cotton ball can be enough to gently swab those bat-like ears clean. Trim their nails on a regular basis, and keep their litter box clean.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


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