2024 Best Pet Insurance for Persian

Last updated Feb 10, 2022

Are you a dog/cat owner or considering adopting? You've come to the right place! Check everything you need to know about Persian below to see if they're the great fit. We'll cover breed characteristics, personality, common health issues, care and sanitary information and pet insurance cost. While pet insurance usually doesn’t cover pre-existing conditions such as respiratory problems, digestive problems, and kidney problems, it helps cover the vet’s bills in case your pet gets sick or injured. The average pet insurance premium for cat is around $133.61 per year for accident only and $341.81 per year for accident and illness.

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Persians are as charming as they are fashionable! These gentle, graceful ladies are walking love sponges whose sole objective in life is to adore you and be adored in return. Persian cats are interested and joyful, but they won't drive you crazy by rummaging through your house for cups of water to knock over. Persian cats are also strong, therefore they are unlikely to try to scale the drapes. The Persian will happily adorn a chair, sofa, or bed until you are free to admire her and give her the attention she enjoys but never demands.

As long as they are socialized as children, they get along with everyone, including dogs. Persian cats are lively enough to enjoy cat toys and games, but they don't require continual stimulation to be content. She's quite content to rule her realm from the ground or from more easily available furniture.

Common Health Problems/Possible Pre-Existing Condition

Health Problem Risk Medical Cost
Respiratory problems $200-$1,000
Digestive problems Varies
Kidney problems Varies
Vision problems $2,700-$4,000
Heart problems $500-$3,000
Bladder stones and infections $400-$2,500
Liver shunts $2,000-$12,000

Average Size and Life Expectancy


Average Pet Insurance Cost and Why Your Persian Need it?

Depending on where you reside, the age of your cat, and the policy settings you select, pet insurance may cost more or less.

Persian policies can be more costly than mixed breed policies since Persian are considerably more likely than mixed breed cats to file claims for inherited diseases that are expensive to treat.

According to the 2021-2022 APPA National Pet Owners Survey, the annual expenses of surgical vet visits for cats is $201 on average and the average annual expenses of routine vet visits for cats is $178. But if a pet becomes ill or has an accident, those expenses can increase drastically.

Every year, 1 out of every 3 pets will require emergency treatment. According to Petplan, the typical cost of unexpected veterinary care for pets ranges from $800 to $1,500 while around 61 percent of Americans do not even have enough money set up to meet a $1,000 emergency. You’ll always need a pet insurance to save your life because unanticipated crises and operations are the most unaffordable burden. Pet insurance won’t cover all the spending at the vet, but it can help you from going bankrupt in just a snap.

After you pay a deductible, which can vary from $0 to $1,000 or more depending on your plan, an insurance policy normally pays 70% to 90% of your costs.

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Care & Sanitary

Persian cats require daily brushing to keep their luscious coats in good condition and avoid tangles and mats. Excess dirt, dead hair, and even cat litter that may attach to their fur can all be removed by brushing and combing. Bathing is necessary to maintain the health of your Persian's coat and skin. If you begin bathing your cat as a kitten, she will not be afraid of being placed in a tub of warm water as an adult. If you've adopted an adult Persian, she may not be eager to take a bath, then spot cleaning with a warm, moist towel may be necessary.

The perfect Persian cat owner is someone who has the time to devote to grooming their cat's coat. To avoid discoloration, wipe your cat's large eyes on a daily basis. Regular dental care, nail trimming, and visits to your veterinarian for immunizations and health exams are all required for Persians. Remember to keep your cat's litter box clean—Persians can be finicky and refuse to use it if it does not fit their standards.

Other Tips to Save Money on Pet Insurance

  • Higher deductible
    Consider having higher deductible plan if you only make one or two claim annually. The higher your deductible, the cheaper your monthly premium will be. But if your pet needs to visit the vet on a regular basis, a high deductible could harm your pocket badly.
  • Lower reimbursement plan
    Limit the amount you get from insurer if you file a claim. Just like the higher deductible, it could decrease your monthly rates but also risky if your pet get seriously ill often.
  • Pay annually
    Some insurer are willing to provide discount if you agree to an annual payment.
  • Insure them in an early age
    The younger your pet, the lower the insurance rates will be. Young pets usually have fewer pre-existing conditions. Oftentimes, accidents can happen sooner than you think. Keep in mind that the insurers normally have an age limit(from 7 to 14 years old, depending on companies) that they will not accept your pet.
  • Shop around
    Always look for better deals. You may compare pet insurance quotes through comparison websites, just like you can with other insurance, but you should also do your own research.


Find the best and cheapest pet insurance

Compare the top insurance brands at once for free